Charlotte County property record for 22532 Troy Ave, Punta Gorda, FL 33980
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,865 sqft · built 1987 |
| Lot Size | 0.284 acres (12,365 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $155,000 (Sep 2020) |
| Tax Bill | $3,852 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Sep 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 402223437016 |
| Primary APN | 402223437016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,865 sqft Living Area |
| Gross Area | 2,501 sqft |
| 1st Floor Area | 1,865 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,365 sqft (0.284 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Screened Porch |
| Porch Area | 205 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00095970000000 |
|---|---|
| Street Address | 22532 TROY AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33980-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC13 BLK508 LT 9 261/648 590/193 651/575 889/45 930/1612 1346/1657 DC1876/643-WJY 3238/1083 DC4636/2097-EOY AFF4636/2099 4636/2107 |
| Legal Range | 22E |
| Legal Township | 40S |
| Legal Section | 23 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 508 |
| Legal Lot Number | 9 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 20900 |
Source: Charlotte County records, as of November 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4745 KISKA RD, NORTH PORT, FL 34288-6303 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 5, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2020 · Amount on Record |
| Deed Sale | Sep 26, 2020 · Amount on Record |
| Prior Sale | Jun 2, 1994 · Amount on Record |
| Deed Document Number | 20202855461 |
| Deed Book / Page | 4636 / 2107 |
| Transfer Doc | 0002855460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 5, 2025 |
| Property Address | 22532 TROY AVE, PORT CHARLOTTE, FL 33980-8526 |
| Document Number | 0003585045 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 3585045 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4745 KISKA RD, NORTH PORT, FL 34288-6303 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4745 KISKA RD, NORTH PORT, FL 34288-6303 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 26, 2020 |
| Property Address | 22532 TROY AVE, PORT CHARLOTTE, FL 33980-8526 |
| Document Number | 0046362107 |
| Book / Page | 4636 / 2107 |
| Map Reference | MB 5 PG 2 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 2855461 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,085.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9511 GARWOOD ST, 9511, SILVER SPRING, MD 20901-2939 |
| Name | Verified Name |
|---|---|
| Address | 4745 KISKA RD, NORTH PORT, FL 34288-6303 |
| Document Number | 0046362109 |
|---|---|
| Date | Sep 26, 2020 |
| Instrument | 4636/2109 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,852.00 (-14.68%) | $264,047 (+59.97%) Land $18,700 Building $245,347 | $264,047 (+30.12%) Land $18,700 Building $245,347 |
| 2024 | $4,515.00 (+18.47%) | ||
| 2023 | $3,811.00 (-3%) | $165,060 (-27.25%) | $202,922 (-10.56%) Land $22,000 Building $180,922 |
| 2022 | $3,929.00 | $226,888 Land $13,175 Building $213,713 | $226,888 Land $13,175 Building $213,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 35 (1992–2023) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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