Charlotte County property record for 22464 Troy Ave, Punta Gorda, FL 33980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,546 sqft · built 1987 |
| Lot Size | 0.373 acres (16,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Dec 2021) |
| Tax Bill | $1,739 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 402223437010 |
| Primary APN | 402223437010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,546 sqft Living Area |
| Gross Area | 2,324 sqft |
| 1st Floor Area | 1,546 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 16,246 sqft (0.373 acres) |
| Lot Dimensions | 125 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 346 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00095900000007 |
|---|---|
| Street Address | 22464 TROY AVE |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33980-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PORT CHARLOTTE SEC13 BLK508 LT 1 409/717 587/8 888/1382 DC2007/2182- BMB 2007/2184-L/E POA3206/960-AB 3206/965 3358/2078 4895/1739 |
| Legal Range | 22E |
| Legal Township | 40S |
| Legal Section | 23 |
| Legal Subdivision | PORT CHARLOTTE |
| Legal Tract | PCH |
| Legal Block | 508 |
| Legal Lot Number | 1 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 20900 |
Source: Charlotte County assessment roll, APN 402223437010, as of November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22464 TROY AVE, PORT CHARLOTTE, FL 33980-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 17, 2021 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on Record |
| Deed Sale | Dec 17, 2021 · Amount on Record |
| Prior Sale | Sep 04, 2007 · Amount on Record |
| Deed Document Number | 20213035859 |
| Deed Book / Page | 4895 / 1739 |
| Prior Transfer Date | Feb 17, 2009 |
| Prior Transfer Doc | 0033582078 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 22464 TROY AVE, PORT CHARLOTTE, FL 33980-8526 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11210 CRESCENT BAY BLVD, CLERMONT, FL 34711-8877 |
| Document Number | 0049831191 |
|---|---|
| Date | May 13, 2022 |
| Book Page | 4983/1191 |
| Instrument | 3101707 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 17, 2021 |
| Property Address | 22464 TROY AVE, PORT CHARLOTTE, FL 33980-8526 |
| Document Number | 0048951739 |
| Book / Page | 4895 / 1739 |
| Map Reference | MB 5 PG 2A-2G |
| Instrument Date | Dec 17, 2021 |
| Instrument | 3035859 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22511 BLANCHARD AVE, 22511, PT CHARLOTTE, FL 33952-1917 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 22464 TROY AVE, PT CHARLOTTE, FL 33980-8526 |
Source: Charlotte County assessment roll as of November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,739.00 (-29.6%) Homeowner's exemption Senior Citizen's exemption | $175,313 (+5.99%) | $258,741 (+30.77%) Land $18,700 Building $240,041 |
| 2024 | $2,470.00 (+1.86%) | ||
| 2023 | $2,425.00 (+4.53%) Homeowner's exemption | $165,410 (+3%) | $197,864 (-18.21%) Land $22,000 Building $175,864 |
| 2022 | $2,320.00 Homeowner's exemption | $160,592 | $241,905 Land $13,175 Building $228,730 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), as of September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150209002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 194 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 194 in force |
| Nearby Flood Claims | 35 (1992–2023) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 345 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| ALTIUS Communications Fixed Wireless | 100 / 20 |
May also be available: Lumen Technologies.
Source: EPA Safe Drinking Water Information System, water system FL5084100, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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