22532 el Centro Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 22532 el Centro Rd, Apple Valley, CA 92307

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1986
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Jul 2020)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0437-323-29-0000`

Property Details

APN / Parcel Number

Primary APN	`0437-323-29-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,520 sqft
1st Floor Area	1,120 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	19,950 sqft (0.458 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Water Source	Commercial

Location & Zoning

Street Address	22532 EL CENTRO RD
City	APPLE VALLEY
State	CA
Zip	92307-1974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5579 LOT 25 TRACT NO 5579 LOT 25 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	TRACT NO 5579
Legal Tract	5579
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2006
Census Tract	9713

Owner

22532 el Centro Rd is owned and occupied by two individuals who bought it in July 2020.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22532 EL CENTRO RD, APPLE VALLEY, CA 92307-1974
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Jul 22, 2020	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 17, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 17, 2019	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on File
Deed Sale	Jul 22, 2020 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Document Number	2020248966
Prior Transfer Date	Apr 9, 2019
Prior Transfer Doc	0000120070
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	22532 EL CENTRO RD, APPLE VALLEY, CA 92307-1974
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105670
Date	Mar 27, 2018
Instrument	2018-0105670

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 22, 2020
Property Address	22532 EL CENTRO RD, APPLE VALLEY, CA 92307-1974
Document Number	0000248966
Map Reference	MB 74 PG 77-79
Instrument Date	Jun 29, 2020
Instrument	2020-0248966
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	22532 EL CENTRO RD, APPLE VALLEY, CA 92307-1974

Mortgage

Document Number	0000248967
Date	Jul 22, 2020
Instrument	2020-0248967

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 17, 2019
Property Address	22532 EL CENTRO RD, APPLE VALLEY, CA 92307-1974
Document Number	0000120070
Instrument Date	Apr 9, 2019
Instrument	120070
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	22532 EL CENTRO RD APPLE VALLEY CA 923071974, APPLE VALLEY, CA 92307-1974

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 17, 2019
Property Address	22532 EL CENTRO RD, APPLE VALLEY, CA 92307-1974
Document Number	0000120071
Map Reference	MB 74 PG 77-79
Instrument Date	Mar 29, 2019
Instrument	2019-0120071
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22532 EL CENTRO RD, APPLE VALLEY, CA 92307-1974

Mortgage

Document Number	0000120072
Date	Apr 17, 2019
Instrument	2019-0120072

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22532 el Centro Rd was $2,824 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$249,522 (+2%) Land $49,905 Building $199,617
2025	$2,824.00 Homeowner's exemption	$244,629 Land $48,926 Building $195,703
2023	$2,717.00 (+1.61%) Homeowner's exemption	$235,130 Land $47,026 Building $188,104
2022	$2,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22532 el Centro Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22532 el Centro Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - APPLE VLY NORTH private · serves 2,097 people · EPA ID CA3610105
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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