San Bernardino County property record for 22531 el Centro Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 1989 |
| Lot Size | 0.417 acres (18,180 sqft) |
| Owner | Individual Name on File |
| Last Sale | $73,500 (Feb 1996) |
| Tax Bill | $1,527 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0437-324-02-0000 |
| Primary APN | 0437-324-02-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 1,600 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,180 sqft (0.417 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 272 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 22531 EL CENTRO RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-1973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5579 LOT 71 TRACT NO 5579 LOT 71 EX UND 1/2 INT MIN RTS WOSE |
| Legal Subdivision | 74M77 |
| Legal Tract | 5579 |
| Legal Block | 2 |
| Legal Lot Number | 71 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 9713 |
22531 el Centro Rd is owned and occupied by an individual who acquired it in February 2026.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22531 EL CENTRO RD, APPLE VALLEY, CA 92307-1973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU |
| Nov 6, 2019 | Deed of Trust, Mortgage · Line of Credit US NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 1996 · Amount on File |
| Deed Sale | Feb 20, 1996 · Amount on File |
| Deed Document Number | 199658345 |
| Last Transfer Date | Feb 2, 2026 |
| Transfer Doc | 0000038094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 22531 EL CENTRO RD, APPLE VALLEY, CA 92307-1973 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 22531 EL CENTRO RD, APPLE VALLEY, CA 92307-1973 |
| Document Number | 0000038095 |
|---|---|
| Date | Feb 9, 2026 |
| Instrument | 2026-0038095 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jan 27, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 22531 EL CENTRO RD, APPLE VALLEY, CA 92307-1973 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000400501 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 2019-0400501 |
| Name | US NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 17, 2034 |
The 2025 property tax bill for 22531 el Centro Rd was $1,527.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $124,544 (+2%) Land $31,178 Building $93,366 | |
| 2025 | $1,527.00 Homeowner's exemption | $122,102 Land $30,567 Building $91,535 |
| 2023 | $1,397.00 (+1.67%) Homeowner's exemption | $117,360 Land $29,380 Building $87,980 |
| 2022 | $1,374.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 22531 el Centro Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22531 el Centro Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOLDEN STATE WATER CO - APPLE VLY NORTH private · serves 2,097 people · EPA ID CA3610105 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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