22523 S Union Rd, Manteca, CA 95337 Property Records

San Joaquin County property record for 22523 S Union Rd, Manteca, CA 95337

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,754 sqft · built 1995
Lot Size	11 acres (479,160 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,320 (2023)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-070-100-000`

Property Details

APN / Parcel Number

Primary APN	`226-070-100-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,754 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	479,160 sqft (11 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	22523 S UNION RD
City	MANTECA
State	CA
Zip	95337-9422
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	REDRAWN NOV-15-2001 FROM ORIGINAL APN 243-440-10
Legal Subdivision	MAP #1 CALIFORNIA NILE GARDEN FARMS
Legal Lot Number	31 35
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1067
Census Tract	5106

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	22523 S UNION RD, MANTECA, CA 95337-9422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2018	Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK
Nov 16, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	3 Names on Deed
Prior Sale	Nov 16, 2018
Last Transfer Date	Nov 30, 2020
Transfer Doc	0000165948
Record Updated	Jun 8, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 30, 2020
Property Address	22523 S UNION RD, MANTECA, CA 95337-9422
Document Number	0000165948
Map Reference	MB 6 PG 46
Instrument Date	Nov 24, 2020
Instrument	2020-165948
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	22523 S UNION RD, MANTECA, CA 95337-9422

Mortgage

Document Number	0000165949
Date	Nov 30, 2020
Instrument	2020-165949

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 16, 2018
Property Address	22523 S UNION RD, MANTECA, CA 95337-9422
Document Number	0000126349
Map Reference	VOL 6 PG 46
Instrument Date	Oct 31, 2018
Instrument	2018-126349
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22523 S UNION RD, MANTECA, CA 95337-9422

Mortgage

Document Number	0000126351
Date	Nov 16, 2018
Instrument	2018-126351

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 16, 2018
Property Address	22523 S UNION RD, MANTECA, CA 95337-9422
Document Number	0000126352
Instrument Date	Oct 31, 2018
Instrument	126352
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	22523 S UNION RD MANTECA CA 953379422, MANTECA, CA 95337-9422

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	Homeowner's exemption	$797,637 (+2%) Land $326,462 Building $471,175
2023	$9,320.00 (+3.14%) Homeowner's exemption	$781,998 Land $320,061 Building $461,937
2022	$9,036.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	42 (1980–2017)
Claims Outside the SFHA	11 of 42
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people · EPA ID CA5010040
Water Source	Surface water
Last State Inspection	Sep 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

Nearby Properties on S Union Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures