22518 Old Georgetown Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 22518 Old Georgetown Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,618 sqft · built 1957
Lot Size	0.441 acres (19,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Mar 2019)
Tax Bill	$2,861 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-007671`

Property Details

APN / Parcel Number

Primary APN	`07-007671`
Alternative APN	`007671`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,618 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,200 sqft (0.441 acres)
Lot Dimensions	200 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	174 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007671
Street Address	22518 OLD GEORGETOWN RD
City	SMITHSBURG
State	MD
Zip	21783-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 96X200 .44 A 22518 OLD GEORGETOWN RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2013
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22518 OLD GEORGETOWN RD, SMITHSBURG, MD 21783-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Sep 23, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Mar 13, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 7, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Prior Sale	Jun 30, 2004 · Amount on Record
Deed Book / Page	5934 / 214
Prior Transfer Date	Sep 10, 2010
Prior Transfer Doc	0039410089
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22518 OLD GEORGETOWN RD, SMITHSBURG, MD 21783-1610
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22518 OLD GEORGETOWN RD, SMITHSBURG, MD 21783-1610

Mortgage

Document Number	0072720438
Date	Jun 29, 2023
Book Page	7272/438

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22518 OLD GEORGETOWN RD, SMITHSBURG, MD 21783-1610
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063690439
Date	Sep 23, 2020
Book Page	6369/439

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22518 OLD GEORGETOWN RD, SMITHSBURG, MD 21783-1610
Document Number	0061680352
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22518 OLD GEORGETOWN RD SMITHSBURG MD 217831610, SMITHSBURG, MD 21783-1610

Mortgage

Document Number	0061680352
Date	Jan 28, 2020
Book Page	006168/000352

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 13, 2019
Property Address	22518 OLD GEORGETOWN RD, SMITHSBURG, MD 21783-1610
Document Number	0059340214
Book / Page	005934 / 000214
Instrument Date	Mar 4, 2019
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	PREMIER SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22518 OLD GEORGETOWN RD SMITHSBURG MD 217831610, SMITHSBURG, MD 21783-1610

Mortgage

Document Number	59340220
Date	Mar 13, 2019
Book Page	005934/000220

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22518 OLD GEORGETOWN RD, SMITHSBURG, MD 21783-1610
Document Number	0057710251
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22518 OLD GEORGETOWN RD SMITHSBURG MD 217831610, SMITHSBURG, MD 21783-1610

Mortgage

Document Number	0057710251
Date	Jun 13, 2018
Book Page	005771/000251

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,861.00 (+5.61%) Homeowner's exemption	$327,700 (+5.07%)	$343,500 (-) Land $64,600 Building $278,900
2025	$2,709.00 (-4.68%) Homeowner's exemption	$311,900 (+20.3%)	$343,500 (+16.01%) Land $64,600 Building $278,900
2024	$2,842.00 (+16.43%)
2023	$2,441.00	$259,267	$296,100 Land $64,600 Building $231,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1988–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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