22506 Old Georgetown Rd, Smithsburg, MD 21783 Property Records

Washington County property record for 22506 Old Georgetown Rd, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,211 sqft · built 1902
Lot Size	0.308 acres (13,413 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2021)
Tax Bill	$2,500 (2026)
Deeds & Mortgages	May 2019 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-001681`

Property Details

APN / Parcel Number

Primary APN	`07-001681`
Alternative APN	`001681`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,211 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Brick
Roof Material	Metal
Lot Area	13,413 sqft (0.308 acres)
Porch	Slab
Porch Area	287 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	001681
Street Address	22506 OLD GEORGETOWN RD
City	SMITHSBURG
State	MD
Zip	21783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT .308 AC 22506 OLD GEORGETOWN RD
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2013
Census Tract	11301

Owner

22506 Old Georgetown Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22506 OLD GEORGETOWN RD, CAVETOWN, MD 21720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Nov 22, 2021	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Jun 6, 2002 · Amount on File
Deed Book / Page	6839 / 25
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	22506 OLD GEORGETOWN RD, SMITHSBURG, MD 21783
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059850251
Date	May 30, 2019
Book Page	5985/0251

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 22, 2021
Property Address	22506 OLD GEORGETOWN RD, SMITHSBURG, MD 21783
Document Number	0068390025
Book / Page	6839 / 25
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ODLE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	22506 OLD GEORGETOWN RD, CAVETOWN, MD 21720

Mortgage

Document Number	0068390033
Date	Nov 22, 2021
Book Page	6839/33

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 22506 Old Georgetown Rd was $2,500, up 7.1% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,500.00 (+7.07%)	$241,500 (+7.1%)	$257,500 (-) Land $61,700 Building $195,800
2025	$2,335.00	$225,500	$257,500 Land $61,700 Building $195,800
2023	$1,820.00	$175,067	$209,500 Land $61,700 Building $147,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22506 Old Georgetown Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1988–2006)
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22506 Old Georgetown Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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