2251 Lambert Dr, Westmoreland, TN 37186 Property Records

Sumner County property record for 2251 Lambert Dr, Westmoreland, TN 37186

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,647 sqft · built 1974
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Last Sale	$114,000 (Jun 2014)
Tax Bill	$1,037 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`083045H A 01500`

Property Details

APN / Parcel Number

Primary APN	`083045H A 01500`
Alternative APN	`045H A 01500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	1,161 sqft
Basement Area	486 sqft
Finished Basement	486 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	192 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	2,400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2251 LAMBERT DR
City	WESTMORELAND
State	TN
Zip	37186-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 0006 PAGE: 0039 BLOCK: LOT: 0015 SUBD: TWIN HILLS ADD. SEC. D
Legal Subdivision	TWIN HILLS ADD. SEC.
Legal Block	11
Legal Lot Number	15 100
Jurisdiction	SUMNER TN
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	20102

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2251 LAMBERT DR, WESTMORELAND, TN 37186-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · FHA Mortgage MILEND INC
Aug 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 10, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 22, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2014 · Amount on Record
Deed Sale	Jun 18, 2014 · Amount on Record
Deed Document Number	1088016
Deed Book / Page	3958 / 834
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2251 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	MADISON STLMT SVCS PITSBURGH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060160604
Date	Aug 23, 2022
Book Page	6016/604
Instrument	1427088

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2251 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057000479
Date	Aug 30, 2021
Book Page	5700/479
Instrument	1379878

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2251 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044770568
Date	Feb 10, 2017
Book Page	4477/568
Instrument	1185094

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2251 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045920296
Date	Aug 22, 2017
Book Page	4592/296
Instrument	1205723

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2251 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051420672
Date	Feb 13, 2020
Book Page	5142/672
Instrument	1300510

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2251 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054030786
Date	Nov 12, 2020
Book Page	5403/786
Instrument	1337345

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Westmoreland Town
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,037.00 (-23.13%)	$72,975 (+83.01%) Land $15,750 Building $57,225
2024			$291,900 (+83.01%) Land $63,000 Building $228,900
2023	$1,349.00 (-0.3%)	$39,875 (-) Land $8,800 Building $31,075
2022	$1,353.00	$39,875 Land $8,800 Building $31,075
2021			$159,500 Land $35,200 Building $124,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMORELAND WATER SYSTEM serves 6,330 people · EPA ID TN0000738
Water Source	Purchased surface water from GALLATIN WATER DEPARTMENT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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