2245 Lambert Dr, Westmoreland, TN 37186 Property Records

Sumner County property record for 2245 Lambert Dr, Westmoreland, TN 37186

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,502 sqft · built 1972
Lot Size	0.397 acres (17,300 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Aug 2022)
Tax Bill	$873 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`083045H A 01300`

Property Details

APN / Parcel Number

Primary APN	`083045H A 01300`
Alternative APN	`045H A 01300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	238 sqft
Finished Basement	238 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,300 sqft
Lot Dimensions	173 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	366 sqft
Utility Building	120 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2245 LAMBERT DR
City	WESTMORELAND
State	TN
Zip	37186-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 0006 PAGE: 0039 BLOCK: LOT: 0013 SUBD: TWIN HILL SECTION D.
Legal Subdivision	TWIN HILL SECTION D.
Legal Lot Number	13 100
Jurisdiction	SUMNER TN
Township / Civil Division	1
Census Block Group	2
Census Block	2029
Census Tract	20102

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHURCHILL MORTGAGE CORP
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Apr 19, 2022	Warranty Deed, Transfer · Line of Credit CITIZENS BANK OF LAFAYETTE
Sep 21, 2021	Warranty Deed, Transfer
Aug 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Apr 19, 2022 · Amount on Record
Deed Document Number	1424907
Deed Book / Page	6003 / 65
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	COMMONWEALTH USA SETMNT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049300685
Date	Apr 26, 2019
Book Page	4930/685
Instrument	1266407

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 S WATER AVE AYE, GALLATIN, TN 37066-5017

Mortgage

Document Number	0060030079
Date	Aug 2, 2022
Book Page	6003/79
Instrument	1424909

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 2, 2022
Property Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112
Document Number	0060030065
Book / Page	6003 / 65
Map Reference	MB 6 PG 39
Instrument Date	Jul 29, 2022
Instrument	1424907
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	HIGHLAND CMNTY TITLE LLC, HIGHLAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,109.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112

Mortgage

Document Number	0000600367
Date	Aug 2, 2022
Instrument	6003/67

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 19, 2022
Property Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112
Document Number	0059210795
Book / Page	5921 / 795
Map Reference	MB 6 PG 39
Instrument Date	Apr 14, 2022
Instrument	1412095
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$769.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112
Investor	Possibly a Property Investor

Mortgage

Document Number	0005921798
Date	Apr 19, 2022
Instrument	5921/798

Lender

Name	CITIZENS BANK OF LAFAYETTE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 21, 2021
Property Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112
Document Number	0057220604
Book / Page	5722 / 604
Map Reference	MB 6 PG 39
Instrument Date	Sep 16, 2021
Instrument	1382974
Transaction Type	Transfer
Record Updated	Apr 10, 2023

Transaction

Amount	Amount Recorded
Tax	$199.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SUNSET ISLAND TRL, GALLATIN, TN 37066-5678
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 25, 2020
Property Address	2245 LAMBERT DR, WESTMORELAND, TN 37186-2112
Document Number	0053190024
Book / Page	005319 / 000024
Instrument Date	Aug 24, 2020
Instrument	1325420
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$599.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3501 PILGRIM LN MASCOT TN 378061217, MASCOT, TN 37806-1217

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Westmoreland Town
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$873.00 (-26.58%)	$61,425 (+74.88%) Land $10,500 Building $50,925
2024			$245,700 (+74.88%) Land $42,000 Building $203,700
2023	$1,189.00 (-0.34%)	$35,125 (-) Land $7,100 Building $28,025
2022	$1,193.00	$35,125 Land $7,100 Building $28,025
2021			$140,500 Land $28,400 Building $112,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMORELAND WATER SYSTEM serves 6,330 people · EPA ID TN0000738
Water Source	Purchased surface water from GALLATIN WATER DEPARTMENT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
North Central Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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