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  5. Hwy 98 E

2251 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2251 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,416 sqft · built 1992
Lot Size0.19 acres (8,284 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jan 2022)
Tax Bill$1,415 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Mar 2020 Transfer
Flood ZoneZone AE (high risk)
APN14-07S-04W-3131-000M-0180

Property Details

APN / Parcel Number

Primary APN14-07S-04W-3131-000M-0180
Alternative APN
  • 04W07S143131000M0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,416 sqft Living Area
1st Floor Area1,416 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleBungalow
Exterior MaterialConcrete Block
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,284 sqft (0.19 acres)
View / LotWater View
Garage TypeCarport
Garage Area408 sqft
CarportCarport
Carport Area408 sqft
PorchFinished/Open Porch
Porch Area240 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2251 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 1 BL M LOT 18 & 22 FT OF LOT 17 LANARK BEACH OR 142/374 369/208 444/245 494/42 521/65 574/497 625/436 821/288 1057/349 1261/81 1324/136
Legal Range04W
Legal Township07S
Legal Section14
Legal SubdivisionLANARK BEACH
Legal BlockM
Legal Lot Number17,18
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1037
Census Tract970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2251 HIGHWAY 98 E, CARRABELLE, FL 32322-2215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed, Transfer · Conventional Mortgage
CENTENNIAL BANK
Mar 19, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2022 · Amount on Record
Deed SaleJan 18, 2022 · Amount on Record
Prior SaleMar 12, 2012 · Amount on Record
Deed Document Number2022324
Deed Book / Page1324 / 136
Prior Transfer DateMar 18, 2020
Prior Transfer Doc0019001181
Record UpdatedJun 8, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN FL
Recording DateJan 18, 2022
Property Address2251 HIGHWAY 98 E, CARRABELLE, FL 32322-2215
Document Number0019000324
Book / Page1324 / 136
Map ReferenceMB 2 PG 13
Instrument DateJan 13, 2022
Instrument202219000324
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6046 RICH FARM RD, TALLAHASSEE, FL 32317-7212

Transferred To (Grantee/Buyer)

NameVerified Name
Address2251 HIGHWAY 98 E, CARRABELLE, FL 32322-2215

Mortgage

Document Number0000000138
DateJan 18, 2022
Instrument1324/138
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN FL
Recording DateMar 19, 2020
Property Address2251 HIGHWAY 98 E, CARRABELLE, FL 32322-2215
Document Number0019001181
Book / Page001261 / 000081
Instrument DateMar 18, 2020
Instrument19001181
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address110 INDIANA ST CARRABELLE FL 323222106, CARRABELLE, FL 32322-2106

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,415.00 (+2.31%) Homeowner's exemption$186,603 (+2.9%)$269,596 (+7.27%) Land $88,500 Building $181,096
2024$1,383.00 (-0.07%) Homeowner's exemption$181,344 (+3%)$251,333 (+42.75%) Land $105,000 Building $146,333
2023$1,384.00 (+0.07%) Homeowner's exemption$176,062 (+20.88%) Land $60,000 Building $116,062$176,062 (+20.88%) Land $60,000 Building $116,062
2022$1,383.00$145,651 Land $60,000 Building $85,651$145,651 Land $60,000 Building $85,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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