2240 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2240 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,476 sqft · built 1950
Lot Size	0.138 acres (6,031 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Dec 2020)
Tax Bill	$3,594 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`14-07S-04W-3131-000V-0030`

Property Details

APN / Parcel Number

Primary APN	`14-07S-04W-3131-000V-0030`
Alternative APN	`04W07S143131000V0030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	1,620 sqft
1st Floor Area	1,476 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,031 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Porch	Finished Screened Porch
Porch Area	950 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2240 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANARK BEACH UNIT 1 BLOCK V W 10 OF LOT 2 & ALL OF LOT 3 E 20 LOT 4 104/470 126/239 142/35 159/563 180/225 184/485 204/257 275/246 407/21 636/50 1034/768 1071/169 1165/32 1285/586
Legal Range	04W
Legal Township	07S
Legal Section	14
Legal Subdivision	LANARK BEACH
Legal Block	V
Legal Lot Number	2,3,4
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1033
Census Tract	970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 CHICASAW DR, 34, ELLIJAY, GA 30540-0664
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Mar 30, 2016 · Amount on Record
Deed Document Number	20206217
Deed Book / Page	1285 / 586
Prior Transfer Date	Apr 28, 2011
Prior Transfer Doc	0019010883
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Dec 22, 2020
Property Address	2240 HIGHWAY 98 E, CARRABELLE, FL 32322-2226
Document Number	0019006217
Book / Page	1285 / 586
Map Reference	MB 2 PG 13
Instrument Date	Dec 15, 2020
Instrument	202019006217
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	418 WHIGHAM DAIRY RD, 418, BAINBRIDGE, GA 39817-8320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 CHICASAW DR # 34, 34, ELLIJAY, GA 30540-0664

Mortgage

Document Number	0000000589
Date	Dec 22, 2020
Instrument	1285/589

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,594.00 (+3.72%)	$389,919 (-0.67%) Land $132,600 Building $257,319	$389,919 (-0.67%) Land $132,600 Building $257,319
2024	$3,465.00 (+7.14%)	$392,551 (+13.36%) Land $132,600 Building $259,951	$392,551 (+13.36%) Land $132,600 Building $259,951
2023	$3,234.00 (+12.17%)	$346,293 (+22.23%) Land $132,600 Building $213,693	$346,293 (+22.23%) Land $132,600 Building $213,693
2022	$2,883.00	$283,307 Land $117,000 Building $166,307	$283,307 Land $117,000 Building $166,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20