2251 Bur Oak Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2251 Bur Oak Blvd, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 2019
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$254,300 (Nov 2019)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082631397300010370`

Property Details

APN / Parcel Number

Primary APN	`082631397300010370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Heated Area
Gross Area	2,174 sqft
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Finished
Garage Area	400 sqft
Porch	Open Porch
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2251 BUR OAK BLVD
City	SAINT CLOUD
State	FL
Zip	34771-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVE OAK LAKE PH 1 PB 27 PGS 55-59 LOT 37
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	LIVE OAK LAKE PHS 1 2 & 3
Legal Phase	1
Legal Tract	3973
Legal Lot Number	37
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2251 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU
Apr 4, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 31, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Nov 22, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DBA PGP TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	2019152994
Deed Book / Page	5629 / 0263
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2251 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2251 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413

Mortgage

Document Number	0063132225
Date	Nov 14, 2022
Book Page	6313/2225
Instrument	2022164625

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2251 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2251 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413

Mortgage

Document Number	0067652767
Date	Apr 4, 2025
Book Page	6765/2767
Instrument	2025042645

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Sep 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2251 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2251 BUR OAK BLVD 34771, 34771, SAINT CLOUD, FL 34771-8413

Mortgage

Document Number	0057831885
Date	Aug 31, 2020
Book Page	5783/1885
Instrument	2020114647

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2019
Property Address	2251 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413
Document Number	0056290263
Book / Page	5629 / 0263
Map Reference	MB 27 PG 55-59
Instrument Date	Nov 19, 2019
Instrument	2019152994
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	DBA PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2251 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413

Mortgage

Document Number	0000000000
Date	Nov 22, 2019
Instrument	5629-0265

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,573.00 (+9.74%) Homeowner's exemption	$242,509 (+5.99%)	$300,000 (+2.67%) Land $75,000 Building $225,000
2023	$3,256.00 (+4.36%) Homeowner's exemption	$228,811 (+3%)	$292,200 (+6.06%) Land $65,000 Building $227,200
2022	$3,120.00 Homeowner's exemption	$222,147	$275,500 Land $60,000 Building $215,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

Nearby Properties on Bur Oak Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures