2245 Bur Oak Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2245 Bur Oak Blvd, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,421 sqft · built 2019
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$543,000 (Dec 2025)
Tax Bill	$4,365 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2025 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-26-31-3973-0001-0260`

Property Details

APN / Parcel Number

Primary APN	`08-26-31-3973-0001-0260`
Alternative APN	`263108397300010260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,421 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	1,110 sqft
Upper Floors Area	1,311 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	441 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	372 sqft
Porch	Finished/Open Porch
Porch Area	135 sqft
Deck Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2245 BUR OAK BLVD
City	SAINT CLOUD
State	FL
Zip	34771-8413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIVE OAK LAKE PH 1 PB 27 PGS 55-59 LOT 26
Legal Range	31E
Legal Township	26S
Legal Section	08
Legal Subdivision	LIVE OAK LAKE PH 1
Legal Phase	1
Legal Lot Number	26
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1009
Census Tract	43301

Owner

Source: Osceola County records · APN 08-26-31-3973-0001-0260

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2245 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Mar 07, 2025	Quit Claim Deed, Transfer · Construction Mortgage HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Oct 01, 2019 · Amount on Record
Deed Document Number	2025156229
Deed Book / Page	6897 / 2112
Prior Transfer Date	Mar 05, 2025
Prior Transfer Doc	0067502935
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 22, 2025
Property Address	2245 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413
Document Number	0068972112
Book / Page	6897 / 2112
Map Reference	MB 27 PG 55-59
Instrument Date	Dec 18, 2025
Instrument	2025156229
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,801.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4404 LA SALLE AVE S, SAINT CLOUD, FL 34772-8639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413

Mortgage

Document Number	0068972114
Date	Dec 22, 2025
Instrument	6897/2114

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 07, 2025
Property Address	2245 BUR OAK BLVD, SAINT CLOUD, FL 34771-8413
Document Number	0067502935
Book / Page	6750 / 2935
Map Reference	MB 27 PG 55
Instrument Date	Mar 05, 2025
Instrument	2025029147
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGEN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4404 LA SALLE AVE S, SAINT CLOUD, FL 34772-8639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4404 LA SALLE AVE S, SAINT CLOUD, FL 34772-8639

Mortgage

Document Number	0067502937
Date	Mar 07, 2025
Instrument	6750/2937

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,365.00 (+32.51%)	$286,747 (+5.99%)	$409,400 (+2.45%) Land $76,500 Building $332,900
2024	$3,294.00 (-14.2%)
2023	$3,839.00 (+4.15%) Homeowner's exemption	$270,550 (+3%)	$399,600 (+14.73%) Land $66,300 Building $333,300
2022	$3,686.00 Homeowner's exemption	$262,670	$348,300 Land $61,200 Building $287,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 173 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 357 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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