22503 Cobb St, Dearborn, MI 48128 Property Records

Wayne County property record for 22503 Cobb St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,768 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Nov 2024)
Tax Bill	$12,260 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-14-039`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-14-039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,768 sqft Living Area
1st Floor Area	863 sqft
Basement Area	863 sqft
Unfinished Basement	863 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22503 COBB ST
City	DEARBORN
State	MI
Zip	48128-1392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 32 GITTIN'S SUBDIVISION
Legal Subdivision	GITTINS
Legal Lot Number	32
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2019
Census Tract	579900

Owner

Source: Wayne County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22503 COBB ST, DEARBORN, MI 48128-1392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 9, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 9, 2018	Warranty Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Jun 21, 2007 · Amount on Record
Deed Document Number	2024287427
Deed Book / Page	59184 / 88
Prior Transfer Date	May 18, 2007
Prior Transfer Doc	0463421073
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22503 COBB ST, DEARBORN, MI 48128-1392
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22503 COBB ST, DEARBORN, MI 48128-1392

Mortgage

Document Number	0575640550
Date	Apr 13, 2022
Book Page	57564/550
Instrument	2022152640

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 9, 2018
Property Address	22503 COBB ST, DEARBORN, MI 48128-1392
Document Number	0543410356
Book / Page	054341 / 000356
Instrument Date	Mar 20, 2018
Instrument	136237
Transaction Type	Transfer
Record Updated	May 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22503 COBB ST DEARBORN MI 481281392, DEARBORN, MI 48128-1392

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Apr 9, 2018
Property Address	22503 COBB ST, DEARBORN, MI 48128-1392
Document Number	0543410358
Book / Page	054341 / 000358
Instrument Date	Mar 20, 2018
Instrument	136238
Transaction Type	Transfer
Record Updated	May 3, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,451.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23870 PRINCETON ST DEARBORN MI 481243236, DEARBORN, MI 48124-3236

Mortgage

Document Number	543410360
Date	Apr 9, 2018
Book Page	054341/000360
Instrument	136239

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,260.00 (+56.32%) Homeowner's exemption	$206,400 (+7.67%)	$412,800 (+7.67%)
2023	$7,843.00 (-7.63%) Homeowner's exemption	$191,700	$383,400
2019	$8,491.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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