22461 Cobb St, Dearborn, MI 48128 Property Records

Wayne County property record for 22461 Cobb St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 1942
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Sep 2004)
Tax Bill	$3,532 (2025)
Deeds & Mortgages	Jan 2020 Transfer Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-14-038`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-14-038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,091 sqft
Basement Area	917 sqft
Unfinished Basement	917 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	105 ft deep x 40 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22461 COBB ST
City	DEARBORN
State	MI
Zip	48128-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 31 GITTIN'S SUBDIVISION
Legal Subdivision	GITTINS
Legal Lot Number	31
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2019
Census Tract	579900

Owner

22461 Cobb St is owned and occupied by an individual who acquired it in January 2020.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	22461 COBB ST, DEARBORN, MI 48128-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Intrafamily Transfer, Transfer
Mar 30, 2018	Quit Claim Deed, Transfer · Conventional with PMI DEARBORN FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2004 · Amount on File
Deed Sale	Sep 14, 2004 · Amount on File
Prior Sale	Apr 23, 2003 · Amount on File
Deed Document Number	2004490937
Deed Book / Page	41340 / 531
Last Transfer Date	Jan 16, 2020
Transfer Doc	0555450511
Record Updated	Oct 29, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Jan 24, 2020
Property Address	22461 COBB ST, DEARBORN, MI 48128-1312
Document Number	0555450511
Book / Page	55545 / 0511
Map Reference	LB 41 PG 91
Instrument Date	Jan 16, 2020
Instrument	2020023267
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22204 FRANCIS ST, 22204, DEARBORN, MI 48124-2793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22461 COBB ST, DEARBORN, MI 48128-1312

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 30, 2018
Property Address	22461 COBB ST, DEARBORN, MI 48128-1312
Document Number	0543160386
Book / Page	054316 / 000386
Instrument Date	Mar 21, 2018
Instrument	104853
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	22461 COBB ST DEARBORN MI 481281312, DEARBORN, MI 48128-1312

Mortgage

Document Number	543160371
Date	Mar 30, 2018
Book Page	054316/000371
Instrument	104852

Lender

Name	DEARBORN FSB
Type	Federal Savings Bank
Address	DEARBORN, MI 48124

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 29, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 22461 Cobb St was $3,532 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,300 (-5.69%)	$268,600 (-5.69%)
2025	$3,532.00 Homeowner's exemption	$142,400	$284,800
2023	$3,271.00 Homeowner's exemption	$137,700	$275,400
2019	$3,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22461 Cobb St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22461 Cobb St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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