Essex County and Saugus Town property record for 225 Walnut St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2023 |
| Square Footage | 1,366 sqft Living Area |
| Lot Size | 22,568 sqft (0.518 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,725,000 (2025) |
| Tax Bill | $5,982.00 (2025) |
| Primary APN | SAUG M:014-E B:0001 L:0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,366 sqft Living Area |
| Gross Area | 5,406 sqft Gross Area |
| 1st Floor | 700 sqft 1st Floor |
| Basement Area | 1,206 sqft Basement |
| Unfinished Basement | 1,206 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 22,568 sqft (0.518 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 4266028 |
|---|---|
| Street Address | 225 WALNUT ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1133 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:014-E B:0001 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 WALNUT ST, SAUGUS, MA 01906-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) PINNACLE MORTGAGE GROUP INC |
| Oct 06, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance SAVINGS BANK TRUST |
| Jul 11, 2025 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone Refinance PINNACLE MORTGAGE GROUP INC |
| Jul 15, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage SAVINGS BANK TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Jul 15, 2021 · Amount on Record |
| Deed Doc Number | 2025530 |
| Deed Book / Page | 42824 / 196 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 16, 2026 |
| Property Address | 225 WALNUT ST, SAUGUS, MA 01906-1133 |
| Document Number | 0000001150 |
| Book / Page | 43447 / 244 |
| Instrument Date | Jun 09, 2026 |
| Instrument | 20261150 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 225 WALNUT ST, SAUGUS, MA 01906-1133 |
| Document Number | 0000001150, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 43447/244 |
| Instrument | 20261150 |
| Name | PINNACLE MORTGAGE GROUP INC |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 01, 2031 |
| Index | Other |
| Margin | 4 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 225 WALNUT ST, SAUGUS, MA 01906-1133 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0041796-83 |
|---|---|
| Date | Oct 06, 2023 |
| Book Page | 41796/83 |
| Instrument | 20231006000790 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 11, 2025 |
| Property Address | 225 WALNUT ST, SAUGUS, MA 01906-1133 |
| Document Number | 042824-196 |
| Book / Page | 42824 / 196 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 20250711000530 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 WALNUT ST, SAUGUS, MA 01906-1133 |
| Document Number | 20250711000540 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 20250711000540 |
| Name | PINNACLE MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jul 15, 2021 |
| Property Address | 225 WALNUT ST, SAUGUS, MA 01906-1133 |
| Document Number | 0040084-63 |
| Book / Page | 40084 / 63 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 20210715002250 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 OAK ST, SAUGUS, MA 01906-3623 |
| Document Number | 210715002260 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 210715002260 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,982.00 (+85.43%) | $560,100 (+84.91%) Land $331,000 Building $229,100 | $1,626,305 |
| 2024 | $3,226.00 (+4.98%) | $302,900 (+10.99%) Land $301,000 Building $1,900 | |
| 2023 | $3,073.00 | $272,900 Land $271,000 Building $1,900 |
225 Walnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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