Essex County and Saugus Town property record for 221 Walnut St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2017 |
| Square Footage | 2,835 sqft Living Area |
| Lot Size | 20,216 sqft (0.464 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2016) |
| Tax Bill | $8,943.00 (2025) |
| Primary APN | SAUG M:014-E B:0001 L:0011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,835 sqft Living Area |
| Gross Area | 5,670 sqft Gross Area |
| Basement Area | 1,890 sqft Basement |
| Unfinished Basement | 1,890 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,216 sqft (0.464 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 221 WALNUT ST |
|---|---|
| City | SAUGUS |
| State | MA |
| Zip | 01906-1133 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | SAUGUS MA |
| Minor Civil Division | SAUGUS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 208301 |
Source: Essex County and Saugus Town records · APN SAUG M:014-E B:0001 L:0011
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 WALNUT ST, SAUGUS, MA 01906-1133 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) SALEM FIVE MTG CO |
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance SALEM FIVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2016 · Amount on Record |
| Deed Sale | Nov 14, 2016 · Amount on Record |
| Deed Doc Number | 2016214 |
| Deed Book / Page | 35438 / 20 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 221 WALNUT ST, SAUGUS, MA 01906-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36443-197 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 36443/197 |
| Instrument | 171229003360 |
| Name | SALEM FIVE MTG CO |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 221 WALNUT ST, SAUGUS, MA 01906-1133 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39351-398 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 39351/398 |
| Instrument | 20201229001440 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,943.00 (+9.46%) | $837,400 (+9.16%) Land $330,100 Building $507,300 | $1,467,845 |
| 2024 | $8,170.00 (+3.38%) | $767,100 (+9.29%) Land $300,100 Building $467,000 | |
| 2023 | $7,903.00 | $701,900 Land $270,100 Building $431,800 |
221 Walnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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