225 W Water St, Constantine, MI 49042 Property Records

St. Joseph County property record for 225 W Water St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,440 sqft · built 1940
Lot Size	0.34 acres (14,810 sqft)
Owner	Trust Name on File
Last Sale	$18,900 (May 2011)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone A (high risk)
APN	`043-130-008-00`

Property Details

APN / Parcel Number

Primary APN	`043-130-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,440 sqft Building Perimeter
1st Floor Area	1,200 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	90 ft deep x 165 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 W WATER ST
City	CONSTANTINE
State	MI
Zip	49042-1060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2 BLK 2 ORIG PLAT VIL OF CONSTANTINE ALSO E 1/2 VAC ALLEY.
Legal Subdivision	PLAT VIL OF CONSTANTINE
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	3
Census Block	3001
Census Tract	41101

Owner

225 W Water St is owner-occupied and held in a trust since October 2019.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Trust Name on File
Mailing Address	225 W WATER ST, CONSTANTINE, MI 49042-1060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2011 · Amount on File
Deed Sale	May 19, 2011 · Amount on File
Prior Sale	Jul 13, 2010 · Amount on File
Deed Book / Page	1614 / 672
Last Transfer Date	Oct 15, 2019
Transfer Doc	1979/0292
Record Updated	Oct 29, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 18, 2019
Property Address	225 W WATER ST, CONSTANTINE, MI 49042-1060
Document Number	1979/0292
Book / Page	1979 / 0292
Instrument Date	Oct 15, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 CENTREVILLE ST, 480, CONSTANTINE, MI 49042-1204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CENTREVILLE ST, CONSTANTINE, MI 49042-1204

Tax Assessment & Valuation

The 2025 property tax bill for 225 W Water St was $1,524 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,200 (+14.09%) Land $13,600 Building $53,600	$134,400 (+14.09%) Land $27,200 Building $107,200
2025	$1,524.00 Homeowner's exemption	$58,900 Land $11,600 Building $47,300	$117,800 Land $23,200 Building $94,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 W Water St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 W Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20