Harnett County property record for 225 Valley Oak Dr, Bunnlevel, NC 28323
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,704 sqft · built 2006 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2026) |
| Tax Bill | $1,831 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500049517 |
| Primary APN | 1500049517 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,704 sqft Heated Area |
| 1st Floor Area | 749 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 63 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500049517 |
|---|---|
| Street Address | 225 VALLEY OAK DR |
| City | BUNNLEVEL |
| State | NC |
| Zip | 28323-9096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#29 FOREST OAKS PH1&2 MAP#2005-401 |
| Legal Subdivision | FOREST OAKS |
| Legal Phase | 1 |
| Legal Lot Number | 29 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 71204 |
225 Valley Oak Dr is owned and occupied by two individuals who bought it in September 2026.
Source: Harnett County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE |
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNITED STATES OF AMERICA |
| Dec 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on File |
| Deed Sale | Sep 1, 2026 · Amount on File |
| Prior Sale | May 18, 2022 · Amount on File |
| Deed Document Number | 202618132 |
| Deed Book / Page | 4361 / 1479 |
| Prior Transfer Date | Mar 24, 2015 |
| Prior Transfer Doc | 0000004205 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Sep 1, 2026 |
| Property Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Document Number | 0000018132 |
| Book / Page | 4361 / 1479 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202618132 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $54,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Document Number | 0000018133, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202618133 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 18, 2022 |
| Property Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Document Number | 0000100762 |
| Book / Page | 4151 / 882 |
| Map Reference | MB 2005 PG 401 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022100762 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3108 SWEET ALMOND DR, 3108, HOLLY SPRINGS, NC 27540-6064 |
| Name | Verified Name |
|---|---|
| Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Document Number | 0000100763 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2022100763 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Document Number | 0000003558 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 4116/432 |
| Instrument | 2022003558 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 23, 2019 |
| Property Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Document Number | 0000019106 |
| Book / Page | 3768 / 0346 |
| Map Reference | MB 2005 PG 401 |
| Instrument Date | Dec 1, 2019 |
| Instrument | 2019019106 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 COBBLESTONE DR, 316, SPRING LAKE, NC 28390-9178 |
| Name | Verified Name |
|---|---|
| Address | 225 VALLEY OAK DR, BUNNLEVEL, NC 28323-9096 |
| Document Number | 0000019107 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019019107 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2026 property tax bill for 225 Valley Oak Dr was $1,831, up 25.7% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,831.00 (+25.67%) | $249,213 (+27.32%) | $249,213 (+27.32%) Land $42,640 Building $206,573 |
| 2025 | $1,457.00 | $195,735 | $195,735 Land $13,570 Building $182,165 |
| 2023 | $1,457.00 | $195,735 | $195,735 Land $13,570 Building $182,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Valley Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Valley Oak Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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