Harnett County property record for 115 Valley Oak Dr, Bunnlevel, NC 28323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,806 sqft · built 2005 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Jan 2007) |
| Tax Bill | $2,005 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1400029357 |
| Primary APN | 1400029357 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,806 sqft Heated Area |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 483 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1400029357 |
|---|---|
| Street Address | 115 VALLEY OAK DR |
| City | BUNNLEVEL |
| State | NC |
| Zip | 28323-9086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA20R |
| Legal Description | LT#35 FOREST OAKS PH 1&2 MAP#2005-401 |
| Legal Subdivision | FOREST OAKS |
| Legal Phase | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | ANDERSON CREEK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 71204 |
115 Valley Oak Dr is owned and occupied by two individuals who bought it in January 2007.
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 VALLEY OAK DR, BUNNLEVEL, NC 28323-9086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2007 · Amount on File |
| Deed Sale | Jan 2, 2007 · Amount on File |
| Deed Document Number | 20071 |
| Deed Book / Page | 2323 / 456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 115 VALLEY OAK DR, BUNNLEVEL, NC 28323-9086 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 115 VALLEY OAK DR, BUNNLEVEL, NC 28323-9086 |
| Document Number | 0000011003 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 4199/279 |
| Instrument | 2023011003 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 345 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 115 Valley Oak Dr was $2,005, up 30.3% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,005.00 (+30.28%) | $259,498 (+25.06%) | $259,498 (+25.06%) Land $42,640 Building $216,858 |
| 2025 | $1,539.00 | $207,503 | $207,503 Land $13,570 Building $193,933 |
| 2023 | $1,539.00 | $207,503 | $207,503 Land $13,570 Building $193,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Valley Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Valley Oak Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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