225 Terramar, Cibolo, TX 78108 Property Records

Guadalupe County property record for 225 Terramar, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,547 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$326,800 (Jun 2020)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000170613`

Property Details

APN / Parcel Number

Primary APN	`000000170613`
Alternative APNs	`1G3995-S118-00900-0-00` `000000244990` `170613`

Interior

Stories	1 Story
Building Area	2,547 sqft Living Area
Gross Area	3,965 sqft
1st Floor Area	2,547 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area
Patio Area	626 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	225 TERRAMAR
City	CIBOLO
State	TX
Zip	78108-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNING STONE UNIT-S1 BLOCK 18 LOT 9 .19 AC
Legal Subdivision	TURNING STONE UNIT-S1
Legal Tract	9
Legal Block	18
Legal Lot Number	9
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1003
Census Tract	210713

Owner

Source: Guadalupe County records · APN 000000170613

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 TERRAMAR, CIBOLO, TX 78108-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	202099014749
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 15, 2020
Property Address	225 TERRAMAR, CIBOLO, TX 78108-4503
Document Number	0000014749
Instrument Date	Jun 15, 2020
Instrument	14749
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 17, 2020
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 TERRAMAR CIBOLO TX 781084503, CIBOLO, TX 78108-4503

Mortgage

Document Number	14750
Date	Jun 15, 2020
Instrument	14750

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2026	$453,302 (-0.2%) Land $49,404 Building $403,898	$453,302 (-0.2%) Land $49,404 Building $403,898
2025	$454,204 (-1.93%) Land $46,890 Building $407,314	$454,204 (-1.93%) Land $46,890 Building $407,314
2023	$463,155 Land $70,258 Building $392,897	$463,155 Land $70,258 Building $392,897

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), as of April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107131, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1997–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Valley Telephone Cooperative, Inc. (TX).

Based on FCC filings for 312 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0940020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GREEN VALLEY SUD serves 52,497 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.