224 Terramar, Cibolo, TX 78108 Property Records

Guadalupe County property record for 224 Terramar, Cibolo, TX 78108 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,336 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$394,500 (Apr 2020)
Tax Bill	$1,750 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000000170592`

Property Details

APN / Parcel Number

Primary APN	`000000170592`
Alternative APNs	`1G3995-S117-04700-0-00` `000000243480` `170592`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,336 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	1,736 sqft
2nd Floor Area	16,005 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	30 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	224 TERRAMAR
City	CIBOLO
State	TX
Zip	78108-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURNING STONE UNIT-S1 BLOCK 17 LOT 47 .17 AC
Legal Subdivision	TURNING STONE UNIT-S1
Legal Tract	47
Legal Block	17
Legal Lot Number	47
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1000
Census Tract	210713

Owner

Source: Guadalupe County records · APN 000000170592

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 TERRAMAR, CIBOLO, TX 78108-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Apr 30, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	202099010216
Prior Transfer Date	Apr 29, 2020
Prior Transfer Doc	0099010216
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	224 TERRAMAR, CIBOLO, TX 78108-4503
Transaction Type	Mortgage
Record Updated	Nov 02, 2021
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099010067
Date	Mar 26, 2021
Instrument	202199010067

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Apr 30, 2020
Property Address	224 TERRAMAR, CIBOLO, TX 78108-4503
Document Number	0000010216
Instrument Date	Apr 29, 2020
Instrument	10216
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2020
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	224 TERRAMAR CIBOLO TX 781084503, CIBOLO, TX 78108-4503

Mortgage

Document Number	10217
Date	Apr 30, 2020
Instrument	10217

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

Tax Assessment & Valuation

Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,965 (+20.37%) Land $46,851 Building $494,114	$540,965 (+20.37%) Land $46,851 Building $494,114
2025		$449,406 (-3.44%) Land $43,594 Building $405,812	$449,406 (-3.44%) Land $43,594 Building $405,812
2023	$1,750.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$465,400 Land $65,822 Building $399,578	$465,400 Land $65,822 Building $399,578

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1997–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 312 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Guadalupe Valley Electric Cooperative	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum, Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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