225 SW Winnachee Dr, Stuart, FL 34994 Property Records

Martin County property record for 225 SW Winnachee Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,741 sqft · built 1972
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Apr 2005)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-38-41-007-008-0003.0-7-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-007-008-0003.0-7-0000`
Alternative APNs	`08-38-41-007-008-00030-7` `838410070080003070000` `24216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
Gross Area	2,217 sqft
1st Floor Area	1,741 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Porch	Screened Concrete Masonry Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24216
Street Address	225 SW WINNACHEE DR
City	STUART
State	FL
Zip	34994-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	INDIAN GROVES LOT 3 & W 29.78 OF LOT 4 BLK 8 OR 351/2455
Legal Range	41E
Legal Township	38S
Legal Section	8
Legal Subdivision	INDIAN GROVES
Legal Block	8
Legal Lot Number	3,4
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1004
Census Tract	702

Owner

225 SW Winnachee Dr is owned and occupied by two individuals who bought it in April 2005.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 SW WINNACHEE DR, STUART, FL 34994-7105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 9, 2018	Deed of Trust, Mortgage · Conventional with PMI WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2005 · Amount on File
Deed Sale	Apr 19, 2005 · Amount on File
Prior Sale	Nov 9, 1994 · Amount on File
Deed Document Number	20051831726
Deed Book / Page	2004 / 1206
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	225 SW WINNACHEE DR, STUART, FL 34994-7105
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	STARFISH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SW WINNACHEE DR, STUART, FL 34994-7105

Mortgage

Document Number	0032520107
Date	Aug 26, 2021
Book Page	3252/107
Instrument	2910618

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	225 SW WINNACHEE DR, STUART, FL 34994-7105
Document Number	0029861585
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	STARFISH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SW WINNACHEE DR STUART FL 349947105, STUART, FL 34994-7105

Mortgage

Document Number	0029861585
Date	Apr 13, 2018
Book Page	002986/001585
Instrument	2689220

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 225 SW Winnachee Dr was $1,760 with a homeowner's exemption, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,760.00 (-0.45%) Additional exemption filed	$135,405	$343,580 Land $165,000 Building $178,580
2024	$1,768.00 (+2.97%)
2023	$1,717.00 (+4.95%) Additional exemption filed	$127,757 (+3%)	$328,140 (+7.27%) Land $165,000 Building $163,140
2022	$1,636.00 Homeowner's exemption	$124,036	$305,890 Land $165,000 Building $140,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 SW Winnachee Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2005–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 SW Winnachee Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

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