218 SW Winnachee Dr, Stuart, FL 34994 Property Records

Martin County property record for 218 SW Winnachee Dr, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,441 sqft · built 1972
Lot Size	0.188 acres (8,189 sqft)
Owner	2 Individual Names on File
Last Sale	$265,714 (Sep 2019)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-38-41-007-007-0011.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`08-38-41-007-007-0011.0-2-0000`
Alternative APNs	`08-38-41-007-007-00110-2` `838410070070011020000` `24212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
Gross Area	1,741 sqft
1st Floor Area	1,441 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1992
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,189 sqft (0.188 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	392 sqft
Porch	Screened Concrete Masonry Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24212
Street Address	218 SW WINNACHEE DR
City	STUART
State	FL
Zip	34994-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	INDIAN GROVES E 20.22 OF LOT 11 & ALL OF LOT 12 & W 9.54 OF LOT 13 (LESS N 7.5 OF ALL) BLK 7
Legal Range	41E
Legal Township	38S
Legal Section	8
Legal Subdivision	INDIAN GROVES
Legal Block	1
Legal Lot Number	11
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1002
Census Tract	702

Owner

218 SW Winnachee Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	218 SW WINNACHEE DR, STUART, FL 34994-7140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCONTINENTAL CAP
Sep 25, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Prior Sale	May 26, 1999 · Amount on File
Deed Document Number	20192776663
Deed Book / Page	3084 / 2787
Prior Transfer Date	Jan 9, 2017
Prior Transfer Doc	0029011931
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	218 SW WINNACHEE DR, STUART, FL 34994-7140
Document Number	0031372578
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	218 SW WINNACHEE DR STUART FL 349947140, STUART, FL 34994-7140

Mortgage

Document Number	0031372578
Date	Jun 24, 2020
Book Page	003137/002578
Instrument	2821678

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 25, 2019
Property Address	218 SW WINNACHEE DR, STUART, FL 34994-7140
Document Number	0030842787
Book / Page	3084 / 2787
Map Reference	MB 1 PG 37
Instrument Date	Sep 18, 2019
Instrument	2776663
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9204 GUTIERREZ RD NE, 9204, ALBUQUERQUE, NM 87111-2420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 SW WINNACHEE DR, STUART, FL 34994-7140

Mortgage

Document Number	0030842789
Date	Sep 25, 2019
Instrument	3084/2789

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 13, 2017
Property Address	218 SW WINNACHEE DR, STUART, FL 34994-7140
Document Number	0029011931
Book / Page	002901 / 001931
Instrument Date	Jan 9, 2017
Instrument	2614669
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	218 SW WINNACHEE DR STUART FL 349947140, STUART, FL 34994-7140

Tax Assessment & Valuation

The 2025 property tax bill for 218 SW Winnachee Dr was $3,511 with a homeowner's exemption, down 0.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,511.00 (-0.79%) Homeowner's exemption	$235,545	$380,390 Land $165,000 Building $215,390
2024	$3,539.00 (+2.4%)
2023	$3,456.00 (+3.94%) Additional exemption filed	$222,240 (+3%)	$367,810 (+7.06%) Land $165,000 Building $202,810
2022	$3,325.00 Homeowner's exemption	$215,767	$343,540 Land $165,000 Building $178,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 SW Winnachee Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (2005–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 218 SW Winnachee Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream.

Nearby Properties on SW Winnachee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures