Schenectady County and Schenectady City property record for 225 Starr Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,808 sqft · built 1975 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $184,000 (Jul 2020) |
| Tax Bill | $7,397 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.40-4-66.1 |
| Primary APN | 421500 60.40-4-66.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 70 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 201 sqft |
| Porch | Slab |
| Porch Area | 560 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 225 STARR AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 92 RAISED RANCH |
| Legal Subdivision | MAP OF STATE STREET PARK |
| Legal Block | 4 |
| Legal Lot Number | 66.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 225 STARR AVE, SCHENECTADY, NY 12304-2221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jul 28, 2020 | Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on Record |
| Deed Sale | Jul 28, 2020 · Amount on Record |
| Prior Sale | Mar 25, 2016 · Amount on Record |
| Deed Document Number | 202021515 |
| Deed Book / Page | 2038 / 604 |
| Prior Transfer Date | Oct 14, 2011 |
| Prior Transfer Doc | 0000043773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 225 STARR AVE, SCHENECTADY, NY 12304-2221 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 225 STARR AVE, SCHENECTADY, NY 12304-2221 |
| Document Number | 0000047378 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 5254/367 |
| Instrument | 202247378 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 28, 2020 |
| Property Address | 225 STARR AVE, SCHENECTADY, NY 12304-2221 |
| Document Number | 0000021515 |
| Book / Page | 2038 / 604 |
| Map Reference | VOL 1933 PG 851 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 202021515 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $736.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 STARR AVE, 225, SCHENECTADY, NY 12304-2221 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2 BROOKVIEW CT APT 13, 13, SCHENECTADY, NY 12306-9730 |
| Document Number | 0000021516 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 202021516 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,397.00 (+1.8%) | ||
| 2025 | $7,266.00 (+3.62%) | $154,200 (-) Land $23,100 Building $131,100 | $255,340 (+30.82%) Land $38,251 Building $217,089 |
| 2023 | $154,200 (-) Land $23,100 Building $131,100 | $195,190 (+3.8%) Land $29,241 Building $165,949 | |
| 2022 | $154,200 Land $23,100 Building $131,100 | $188,049 Land $28,171 Building $159,878 | |
| 2021 | $7,012.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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