185 Starr Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 185 Starr Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 1975
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Sep 2023)
Tax Bill$6,345 (2026)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 60.40-4-72.1

Property Details

APN / Parcel Number

Primary APN421500 60.40-4-72.1
Alternative APN
  • 150006004000040720010000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
1st Floor Area1,040 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area4,200 sqft (0.096 acres)
Lot Dimensions70 ft deep x 60 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area592 sqft
Patio Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address185 STARR AVE
CitySCHENECTADY
StateNY
Zip12304-2221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description101 RAISED RANCH
Legal SubdivisionMAP OF STATE STREET PARK
Legal Block4
Legal Lot Number72.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2001
Census Tract21801

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address185 STARR AVE, SCHENECTADY, NY 12304-2221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2023 · Amount on Record
Deed SaleSep 14, 2023 · Amount on Record
Prior SaleSep 4, 2019 · Amount on Record
Deed Document Number202352081
Deed Book / Page2116 / 20
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 4, 2019
Property Address185 STARR AVE, SCHENECTADY, NY 12304-2221
Document Number0000039587
Book / Page2019 / 090
Map ReferenceCAB B MAP 120&121
Instrument DateAug 29, 2019
Instrument201939587
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address185 STARR AVE, 185, SCHENECTADY, NY 12304-2221

Transferred To (Grantee/Buyer)

NameVerified Name
Address486 BAKER RD, VIRGINIA BEACH, VA 23462-1769

Mortgage

Document Number0000039589
DateSep 4, 2019
Book Page4935/848
Instrument201939589
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,345.00 (+1.94%)
2025$6,224.00 (+4.71%)$123,000 (-) Land $18,500 Building $104,500$203,676 (+30.82%) Land $30,634 Building $173,042
2023$123,000 (-) Land $18,500 Building $104,500$155,696 (+3.8%) Land $23,418 Building $132,278
2022$123,000 Land $18,500 Building $104,500$150,000 Land $22,561 Building $127,439
2021$5,944.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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