225 Split Rail Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 225 Split Rail Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,852 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$56,300 (Jul 2019)
Tax Bill	$4,003 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T010200191`

Property Details

APN / Parcel Number

Primary APN	`T010200191`
Alternative APN	`4-0010-8569-00-0043.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	1,050 sqft
Basement Area	802 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010200191
Street Address	225 SPLIT RAIL DR
City	WENTZVILLE
State	MO
Zip	63385-5566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOK #6 LOT 43
Legal Subdivision	SUMMER BROOK #6
Legal Lot Number	43
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1003
Census Tract	312094

Owner

225 Split Rail Dr is owned and occupied by two individuals who bought it in July 2019.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 23, 2019	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Apr 8, 2008 · Amount on File
Deed Document Number	2019378010
Deed Book / Page	7110 / 719
Prior Transfer Date	Jun 21, 2019
Prior Transfer Doc	0071100719
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	225 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566

Mortgage

Document Number	2021R023687
Date	Mar 17, 2021
Instrument	2021R-023687

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 23, 2019
Property Address	225 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566
Document Number	0071100719
Book / Page	7110 / 0719
Map Reference	MB 37 PG 150
Instrument Date	Jun 21, 2019
Instrument	20190723000378010
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SPLIT RAIL DR, WENTZVILLE, MO 63385-5566

Mortgage

Document Number	20190723000378020
Date	Jul 23, 2019
Instrument	20190723000378020

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 15, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 225 Split Rail Dr was $4,003, up 11.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,521 (-)	$313,267 (-) Land $50,000 Building $263,267
2025	$4,003.00 (+11.57%)	$59,521	$313,267 Land $50,000 Building $263,267
2024	$3,588.00
2023		$51,871
2022			$273,003 Land $40,000 Building $233,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Split Rail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Split Rail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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