222 Split Rail Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 222 Split Rail Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,905 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$144,900 (Jun 2011)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T010200216`

Property Details

APN / Parcel Number

Primary APN	`T010200216`
Alternative APN	`4-0010-8569-00-0101.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,320 sqft
Basement Area	616 sqft
Finished Basement	585 sqft
Unfinished Basement	31 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	12 sqft
Deck Area	Deck Area
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T010200216
Street Address	222 SPLIT RAIL DR
City	WENTZVILLE
State	MO
Zip	63385-5565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMER BROOK #6 LOT 101
Legal Subdivision	SUMMER BROOK #6
Legal Lot Number	101
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1003
Census Tract	312094

Owner

222 Split Rail Dr is owned and occupied by two individuals who bought it in June 2011.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Nov 12, 2024	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Aug 25, 2020	Deed of Trust, Mortgage NEWREZ LLC
Jan 16, 2017	Deed of Trust, Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2011 · Amount on File
Deed Sale	Jun 29, 2011 · Amount on File
Prior Sale	Dec 29, 2006 · Amount on File
Deed Document Number	2011383540
Deed Book / Page	5604 / 194
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565

Mortgage

Document Number	0000061319
Date	Nov 14, 2022
Instrument	2022R-061319

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565

Mortgage

Document Number	0000056332
Date	Dec 16, 2025
Instrument	2025R-056332

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565

Mortgage

Document Number	0000047245
Date	Nov 12, 2024
Instrument	2024R-047245

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Document Number	0000063942
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 SPLIT RAIL DR WENTZVILLE MO 633855565, WENTZVILLE, MO 63385-5565

Mortgage

Document Number	0000063942
Date	Sep 2, 2020
Instrument	63942

Lender

Name	NEWREZ LLC
Address	KANSAS CITY, MO 64116

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	222 SPLIT RAIL DR, WENTZVILLE, MO 63385-5565
Document Number	0066881579
Book / Page	006688 / 001579
Instrument Date	Jan 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	LIBERTY TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	222 SPLIT RAIL DR WENTZVILLE MO 633855565, WENTZVILLE, MO 63385-5565

Mortgage

Document Number	0066881579
Date	Jan 20, 2017
Book Page	006688/001579
Instrument	43430

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 222 Split Rail Dr was $3,701.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,027 (-)	$289,614 (-) Building $289,614
2025	$3,701.00	$55,027	$289,614
2023		$49,279
2022			$259,363 Land $40,000 Building $219,363

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 222 Split Rail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 222 Split Rail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENTZVILLE PWS serves 41,784 people · EPA ID MO6010849
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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