Boyle County property record for 225 Spears Ln, Danville, KY 40422 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1975 |
| Square Footage | 2,030 sqft Living Area |
| Lot Size | 20,038 sqft (0.46 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $197,500 (2019) |
| Tax Bill | $2,306.00 (2025) |
| Primary APN | 044-000-082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 506 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,038 sqft (0.46 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | 224 sqft Deck |
| View | Flood Plain/Flood Zone View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 28132 |
|---|---|
| Street Address | 225 SPEARS LN |
| City | DANVILLE |
| State | KY |
| Zip | 40422-8618 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DIST:DI00 CITY/MUNI/TWP:COUNTY MAP REF:MB 192-148 |
| Jurisdiction | BOYLE KY |
| Minor Civil Division | DANVILLE |
| Census Blockgroup | 1 |
| Census Block | 1018 |
| Census Tract | 930100 |
Source: Boyle County records · APN 044-000-082
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 225 SPEARS LN, DANVILLE, KY 40422-8618 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 05, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FUNDING |
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Nov 08, 2019 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2019 · Amount on Record |
| Deed Sale | Nov 08, 2019 · Amount on Record |
| Prior Sale | Apr 18, 2016 · Amount on Record |
| Deed Doc Number | 9591125 |
| Deed Book / Page | D549 / 484 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYLE KY |
| Property Address | 225 SPEARS LN, DANVILLE, KY 40422-8618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE |
| Name | Verified Name |
|---|---|
| Address | 225 SPEARS LN, DANVILLE, KY 40422-8618 |
| Document Number | 000M880/27 |
|---|---|
| Date | Nov 05, 2025 |
| Book Page | M880/27 |
| Instrument | 9651856 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | 14511 MYFORD RD STE 100, TUSTIN, CA 92780 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYLE KY |
| Property Address | 225 SPEARS LN, DANVILLE, KY 40422-8618 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 00M801/337 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | M801/337 |
| Instrument | 9604427 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYLE KY |
| Recording Date | Nov 08, 2019 |
| Property Address | 225 SPEARS LN, DANVILLE, KY 40422-8618 |
| Document Number | 00D549/484 |
| Book / Page | D549 / 484 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 9591125 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Amount | Amount Recorded |
|---|---|
| Tax | $197.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 BERWICK DR, 101, DANVILLE, KY 40422-2717 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 225 SPEARS LN, DANVILLE, KY 40422-8618 |
| Document Number | 0009591126 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 9591126 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 21, 2020 |
Source: Boyle County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyle County |
| Unified School District | Boyle County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,306.00 (+2.81%) | $205,000 (+3.8%) | $205,000 (+3.8%) |
| 2023 | $2,243.00 | $197,500 | $197,500 |
225 Spears Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Boyle County (21021C), updated December 23, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,882 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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