Boyle County property record for 205 Spears Ln, Danville, KY 40422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,090 sqft |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Sep 2025) |
| Tax Bill | $2,362 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-000-081 |
| Primary APN | 044-000-081 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 484 sqft |
| Exterior Material | Brick |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 27244 |
|---|---|
| Street Address | 205 SPEARS LN |
| City | DANVILLE |
| State | KY |
| Zip | 40422-8618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | DIST:DI00 CITY/MUNI/TWP:COUNTY MAP REF:MB 192-148 |
| Jurisdiction | BOYLE KY |
| Township / Civil Division | DANVILLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 930100 |
205 Spears Ln is owned and occupied by an individual who bought it in September 2025.
Source: Boyle County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 205 SPEARS LN, DANVILLE, KY 40422-8618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHITAKER BANK INC |
| Apr 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Nov 28, 2005 | Deed of Trust, Mortgage MERS |
| Sep 3, 2025 | Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 7, 2019 | Deed, Transfer · FHA Mortgage GUARANTY TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | Feb 7, 2019 · Amount on File |
| Deed Document Number | 9648709 |
| Deed Book / Page | D605 / 521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYLE KY |
| Property Address | 205 SPEARS LN, DANVILLE, KY 40422-8618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M780/602 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | M780/602 |
| Instrument | 9598827 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40509 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYLE KY |
| Property Address | 205 SPEARS LN, DANVILLE, KY 40422-8618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M708/723 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | M708/723 |
| Instrument | 9575588 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYLE KY |
| Property Address | 205 SPEARS LN, DANVILLE, KY 40422-8618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | PREMIER MORTGAGE FUNDING INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000504/372 |
|---|---|
| Date | Nov 28, 2005 |
| Book Page | 504/372 |
| Instrument | 92566 |
| Name | MERS |
|---|---|
| Address | 3001 EXECUTIVE DRIVE SUITE |
| Amount | Amount on Record |
|---|---|
| Term | 358 Months |
| Due | Sep 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOYLE KY |
| Recording Date | Sep 3, 2025 |
| Property Address | 205 SPEARS LN, DANVILLE, KY 40422-8618 |
| Document Number | 00D605/521 |
| Book / Page | D605 / 521 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 9648709 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 117 ASH BROOK LN, HARRODSBURG, KY 40330-8508 |
| Name | Verified Name |
|---|---|
| Address | 205 SPEARS LN, DANVILLE, KY 40422-8618 |
| Document Number | 0009648713 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 9648713 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYLE KY |
| Recording Date | Feb 7, 2019 |
| Property Address | 205 SPEARS LN, DANVILLE, KY 40422-8618 |
| Document Number | 00D542/403 |
| Book / Page | D542 / 403 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 9586255 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $153.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 205 SPARROW LN, HARRODSBURG, KY 40330-9624 |
| Document Number | 0009586256 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 9586256 |
| Name | GUARANTY TRUST CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
The 2025 property tax bill for 205 Spears Ln was $2,362.
Source: Boyle County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyle County |
| Unified School District | Boyle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,362.00 | $210,000 | $210,000 |
| 2023 | $1,738.00 | $153,000 | $153,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 205 Spears Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Most Recent Claim | Feb 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 205 Spears Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE VILLAGE WATER ASSOCIATION private · serves 6,855 people · EPA ID KY0840587 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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