Carteret County property record for 225 Sleepy Point Rd, Gloucester, NC 28528
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $417,000 (Apr 2024) |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Dec 2024 Construction Loan Apr 2024 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 7346.03.24.3542000 |
| Primary APN | 7346.03.24.3542000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 62,291 sqft (1.43 acres) |
|---|---|
| Lot Dimensions | 302 ft deep x 102 ft wide |
| View / Lot | Waterfront |
| Account Number | 73923 |
|---|---|
| Street Address | 225 SLEEPY POINT RD |
| City | GLOUCESTER |
| State | NC |
| Zip | 28528-9332 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 1 2 GAINEY & MUNDEN DIVISION |
| Legal Subdivision | GAINEY AND MUNDEN |
| Legal Block | 24 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | STRAITS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970103 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5214 WEBB CT, MOREHEAD CITY, NC 28557-2569 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 17, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 12, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2024 · Amount on Record |
| Deed Sale | Apr 12, 2024 · Amount on Record |
| Prior Sale | Dec 20, 2012 |
| Deed Document Number | 20241824313 |
| Deed Book / Page | 1824 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 225 SLEEPY POINT RD, GLOUCESTER, NC 28528 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5214 WEBB CT, MOREHEAD CITY, NC 28557-2569 |
| Document Number | 0018440152 |
|---|---|
| Date | Dec 17, 2024 |
| Book Page | 1844/152 |
| Instrument | 1844152 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 12, 2024 |
| Property Address | 225 SLEEPY POINT RD, GLOUCESTER, NC 28528 |
| Document Number | 0018240313 |
| Book / Page | 1824 / 313 |
| Map Reference | MB 30 PG 723 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 1824313 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $834.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 339 YADKIN DR, RALEIGH, NC 27609-6362 |
| Name | Verified Name |
|---|---|
| Address | 5214 WEBB CT, MOREHEAD CITY, NC 28557-2569 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,116,427 (+146.59%) Land $294,716 Building $821,711 | $1,116,427 (+146.59%) Land $294,716 Building $821,711 | |
| 2025 | $1,561.00 (+81.3%) | $452,740 (+162.07%) Land $294,716 Building $158,024 | $452,740 (+162.07%) Land $294,716 Building $158,024 |
| 2023 | $172,756 Land $168,956 Building $3,800 | $172,756 Land $168,956 Building $3,800 | |
| 2022 | $861.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 234 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 349 (1981–2025) |
| Claims Outside the SFHA | 2 of 349 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures