195 Sleepy Point Rd, Gloucester, NC 28528 Property Records

Carteret County property record for 195 Sleepy Point Rd, Gloucester, NC 28528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,404 sqft · built 1999
Lot Size	1.07 acres (46,958 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Apr 2022)
Tax Bill	$2,332 (2025)
Deeds & Mortgages	Feb 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`7346.03.24.3614000`

Property Details

APN / Parcel Number

Primary APN	`7346.03.24.3614000`
Alternative APNs	`553540` `37126`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,404 sqft Heated Area
Gross Area	2,304 sqft
1st Floor Area	140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	46,958 sqft (1.07 acres)
Lot Dimensions	276 ft deep x 161 ft wide
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	37126
Street Address	195 SLEEPY POINT RD
City	GLOUCESTER
State	NC
Zip	28528-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 ROBERTA MCFARLANE HEIRS
Legal Subdivision	ROBERTA W MCFARLANE HEIRS
Legal Tract	3
Legal Block	24
Legal Lot Number	3
Jurisdiction	CARTERET NC
Township / Civil Division	STRAITS
Census Block Group	3
Census Block	3026
Census Tract	970103

Owner

Source: Carteret County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 SLEEPY POINT RD, GLOUCESTER, NC 28528-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 13, 2022	Quit Claim Deed, Transfer · Conventional Mortgage CITIBANK NA
Dec 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Feb 1, 2022 · Amount on Record
Deed Document Number	20221764026
Deed Book / Page	1764 / 26
Prior Transfer Date	Jan 10, 2022
Prior Transfer Doc	0017640026
Record Updated	Sep 20, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Feb 1, 2022
Property Address	195 SLEEPY POINT RD, GLOUCESTER, NC 28528-9329
Document Number	0017550279
Book / Page	1755 / 279
Map Reference	MB 28 PG 291
Instrument Date	Jan 10, 2022
Instrument	1755279
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SLEEPY POINT RD, GLOUCESTER, NC 28528-9329

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 13, 2022
Property Address	195 SLEEPY POINT RD, GLOUCESTER, NC 28528-9329
Document Number	0017640026
Book / Page	1764 / 26
Map Reference	MB 28 PG 91
Instrument Date	Jan 10, 2020
Instrument	1764026
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SLEEPY PL ROAD, GLOUCESTER, NC 28528

Mortgage

Document Number	0001764027
Date	Apr 13, 2022
Instrument	1764-027

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 17, 2019
Property Address	195 SLEEPY POINT RD, GLOUCESTER, NC 28528-9329
Document Number	0016580040
Book / Page	001658 / 000040
Instrument Date	Dec 9, 2019
Instrument	1658040
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 SLEEPY POINT RD GLOUCESTER NC 285289329, GLOUCESTER, NC 28528-9329

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,332.00 (+2.51%)	$647,549 (+50.83%) Land $286,491 Building $361,058	$647,549 (+50.83%) Land $286,491 Building $361,058
2023		$429,337 Land $176,721 Building $252,616	$429,337 Land $176,721 Building $252,616
2022	$2,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 234 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	234 in force
Nearby Flood Claims	349 (1981–2025)
Claims Outside the SFHA	2 of 349
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Florence, Sep 2018 · 138 claims Hurricane Irene, Aug 2011 · 59 claims Hurricane Isabel, Sep 2003 · 97 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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