225 Shell Bluff Ct, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 225 Shell Bluff Ct, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,628 sqft · built 1994
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Nov 2020)
Tax Bill	$5,088 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066722-0020`

Property Details

APN / Parcel Number

Primary APN	`066722-0020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	3,250 sqft
1st Floor Area	2,261 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	400 sqft
Porch	Finished Screened Porch
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 SHELL BLUFF CT
City	PONTE VEDRA BEACH
State	FL
Zip	32082-3688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	26/58-61 OLD PALM VALLEY UNIT 2 LOT 2 OR5101/676
Legal Range	29E
Legal Township	04S
Legal Section	10
Legal Subdivision	OLD PALM VALLEY UNIT 2
Legal Block	1
Legal Lot Number	2
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	1
Census Block	1003
Census Tract	20704

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3688
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK
Nov 17, 2020	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Apr 19, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Apr 19, 2017 · Amount on Record
Deed Document Number	2020104361
Deed Book / Page	5101 / 676
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3688
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044361733
Date	Sep 22, 2017
Book Page	4436/1733
Instrument	2017064162

Lender

Name	SUN TRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 17, 2020
Property Address	225 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3688
Document Number	0051010676
Book / Page	5101 / 676
Map Reference	MB 26 PG 58-61
Instrument Date	Nov 13, 2020
Instrument	2020104361
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	GIBERLTER TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 BEACHSIDE DR, 161, PONTE VEDRA BEACH, FL 32082-4544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3688

Mortgage

Document Number	5101678
Date	Nov 17, 2020
Instrument	5101/678

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 19, 2017
Property Address	225 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3688
Document Number	0043611067
Book / Page	004361 / 001067
Instrument Date	Apr 14, 2017
Instrument	27248
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 SHELL BLUFF CT PONTE VEDRA BEACH FL 320823688, PONTE VEDRA BEACH, FL 32082-3688

Mortgage

Document Number	43611072
Date	Apr 19, 2017
Book Page	004361/001072
Instrument	27251

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 18, 2032

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,316 (+2.7%)	$770,123 (+1.24%) Land $180,000 Building $590,123
2025	$5,088.00 (+12.24%) Homeowner's exemption	$391,739 (+2.9%)	$760,679 (+6.02%) Land $180,000 Building $580,679
2024	$4,533.00 (+1.96%) Homeowner's exemption	$380,699 (+3%)	$717,518 (+4.53%) Land $165,000 Building $552,518
2023	$4,446.00 (+2.8%) Homeowner's exemption	$369,611 (+3%)	$686,426 (+0.91%) Land $140,000 Building $546,426
2022	$4,325.00 Homeowner's exemption	$358,846	$680,232 Land $168,000 Building $512,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 305 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	305 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Shell Bluff Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures