208 Shell Bluff Ct, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 208 Shell Bluff Ct, Ponte Vedra Beach, FL 32082

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,659 sqft · built 1995
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Jul 2015)
Tax Bill	$5,426 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`066722-0230`

Property Details

APN / Parcel Number

Primary APN	`066722-0230`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,659 sqft Living Area
Gross Area	3,526 sqft
1st Floor Area	2,117 sqft
Attic	Attic
Attic Area	88 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	860 sqft
Patio Area	404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	208 SHELL BLUFF CT
City	PONTE VEDRA BEACH
State	FL
Zip	32082-3686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	26/58-61 OLD PALM VALLEY UNIT 2 LOT 23 OR4051/687
Legal Range	29E
Legal Township	04S
Legal Section	10
Legal Subdivision	OLD PALM VALLEY UNIT 2
Legal Block	1
Legal Lot Number	23
Legal Unit	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	PONTE VEDRA
Census Block Group	1
Census Block	1001
Census Tract	20704

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	208 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2015 · Amount on File
Deed Sale	Jul 1, 2015 · Amount on File
Deed Document Number	201541080
Deed Book / Page	4051 / 687
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	208 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3686
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3686

Mortgage

Document Number	0055470278
Date	Apr 28, 2022
Book Page	5547/278
Instrument	2022043510

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 26, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	208 SHELL BLUFF CT, PONTE VEDRA BEACH, FL 32082-3686
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049260619
Date	Apr 20, 2020
Book Page	4926/619
Instrument	2020030465

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,096 (+2.7%)	$706,792 (+1.85%) Land $180,000 Building $526,792
2025	$5,426.00 (+12.13%) Homeowner's exemption	$416,841 (+2.9%)	$693,922 (+6.57%) Land $180,000 Building $513,922
2024	$4,839.00 (+1.96%) Homeowner's exemption	$405,093 (+3%)	$651,150 (+5.2%) Land $165,000 Building $486,150
2023	$4,746.00 (+2.75%) Homeowner's exemption	$393,294 (+3%)	$618,971 (-0.56%) Land $140,000 Building $478,971
2022	$4,619.00 Homeowner's exemption	$381,839	$622,458 Land $168,000 Building $454,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 305 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	305 in force
Nearby Flood Claims	9 (1999–2017)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-PONTE VEDRA WS private · serves 15,565 people · EPA ID FL2554343
Water Source	Groundwater
Last State Inspection	Dec 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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