Rowan County property record for 225 Ruth St, Rockwell, NC 28138
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,288 sqft · built 1996 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,500 (Nov 2021) |
| Tax Bill | $2,159 (2023) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 364 189 |
| Primary APN | 364 189 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 74,923 sqft (1.72 acres) |
| Lot Dimensions | 290 ft deep x 258 ft wide |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Deck Area | 144 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 6237271 |
|---|---|
| Old Parcel Number | 364 189 |
| Street Address | 225 RUTH ST |
| City | ROCKWELL |
| State | NC |
| Zip | 28138-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L57 |
| Legal Subdivision | RUTH W BEAVER |
| Legal Lot Number | 57 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | GOLD HILL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 51001 |
Source: Rowan County records, as of October 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 225 RUTH ST, ROCKWELL, NC 28138-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEXTMORTGAGE LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 1, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on Record |
| Deed Sale | Nov 5, 2021 · Amount on Record |
| Prior Sale | Apr 25, 2019 · Amount on Record |
| Deed Document Number | 0001388107 |
| Deed Book / Page | 1388 / 107 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 5, 2021 |
| Property Address | 225 RUTH ST, ROCKWELL, NC 28138-9721 |
| Document Number | 0013880107 |
| Book / Page | 1388 / 107 |
| Map Reference | PG 640 |
| Instrument Date | Nov 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 JANE RD, 220, SALISBURY, NC 28146-5052 |
| Name | Verified Name |
|---|---|
| Address | 225 RUTH ST, ROCKWELL, NC 28138-9721 |
| Document Number | 1388108 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 1388/108 |
| Name | NEXTMORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 225 RUTH ST, ROCKWELL, NC 28138-9721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013610981 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 1361/981 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 25, 2019 |
| Property Address | 225 RUTH ST, ROCKWELL, NC 28138-9721 |
| Document Number | 0013260604 |
| Book / Page | 1326 / 0604 |
| Map Reference | PG 640 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4345 MT HOPE CHURCH RD, 4345, SALISBURY, NC 28146-7792 |
| Name | Verified Name |
|---|---|
| Address | 225 RUTH ST, ROCKWELL, NC 28138-9721 |
| Document Number | 13260605 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 1326/0605 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Feb 1, 2019 |
| Property Address | 225 RUTH ST, ROCKWELL, NC 28138-9721 |
| Document Number | 0013220412 |
| Book / Page | 001322 / 000412 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4345 MOUNTHOPE RD SALISBURY NC 28146, SALISBURY, NC 28146 |
Source: Rowan County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Rockwell Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,159.00 | $207,667 Land $42,000 Building $165,667 | $207,667 Land $42,000 Building $165,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures