Rowan County property record for 208 Ruth St, Rockwell, NC 28138
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,841 sqft · built 1987 |
| Lot Size | 0.573 acres (25,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,500 (Jul 2020) |
| Tax Bill | $1,923 (2023) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 364 176 |
| Primary APN | 364 176 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,841 sqft Living Area |
| Gross Area | 1,842 sqft |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 25,000 sqft (0.573 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Deck Area | 144 sqft |
| Storage Building | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 6341867 |
|---|---|
| Old Parcel Number | 364 176 |
| Street Address | 208 RUTH ST |
| City | ROCKWELL |
| State | NC |
| Zip | 28138-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1:SINGLE FAM RES |
| Legal Description | L71-75 |
| Legal Subdivision | RUTH W BEAVER PROP SUB |
| Legal Lot Number | 71 |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | GOLD HILL |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 51001 |
Source: Rowan County records, as of October 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 208 RUTH ST, ROCKWELL, NC 28138-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jul 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Sep 12, 2016 · Amount on Record |
| Deed Document Number | 0001352109 |
| Deed Book / Page | 1352 / 109 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 208 RUTH ST, ROCKWELL, NC 28138-9721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0013860555 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 1386/555 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | GRANITE QUARRY, NC 28072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 10, 2020 |
| Property Address | 208 RUTH ST, ROCKWELL, NC 28138-9721 |
| Document Number | 0013520109 |
| Book / Page | 1352 / 109 |
| Map Reference | MAP 9995 PG 640 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 S ROWAN AVE, 407, SPENCER, NC 28159-2234 |
| Name | Verified Name |
|---|---|
| Address | 208 RUTH ST, ROCKWELL, NC 28138-9721 |
| Investor | Possibly a Property Investor |
| Document Number | 1352110 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 1352/110 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Rowan County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Rockwell Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,923.00 | $184,978 Land $28,000 Building $156,978 | $184,978 Land $28,000 Building $156,978 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures