225 Rosebay Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 225 Rosebay Dr, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 781 sqft · built 1970
Lot Size	0.8 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Nov 2018)
Tax Bill	$8,061 (2025)
Deeds & Mortgages	Dec 2022 Sale Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-070-24-02`

Property Details

APN / Parcel Number

Primary APN	`257-070-24-02`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	781 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Lot Area	3,500 sqft (0.8 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	225 ROSEBAY DR
City	ENCINITAS
State	CA
Zip	92024-3343
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R11
Legal Description	LOT 24 1/2 INT IN WI EXCLUSIVE USE OF SLY POR OF TR 006490
Legal Subdivision	PACIFIC SERENA
Legal Tract	006490
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17606

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	225 ROSEBAY DR, ENCINITAS, CA 92024-3343
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed, Transfer
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 17, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Aug 8, 1994
Deed Document Number	2018481019
Prior Transfer Date	Jul 25, 2000
Prior Transfer Doc	0000462659
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2022
Property Address	225 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number	0000459650
Map Reference	MAP 6490
Instrument Date	Nov 27, 2022
Instrument	2022-0459650
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	225 ROSEBAY DR, ENCINITAS, CA 92024-3343

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	225 ROSEBAY DR, ENCINITAS, CA 92024-3343
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 ROSEBAY DR, ENCINITAS, CA 92024-3343

Mortgage

Document Number	0000818967
Date	Dec 1, 2021
Instrument	2021-0818967

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	225 ROSEBAY DR, ENCINITAS, CA 92024-3343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000406441
Date	Sep 17, 2019
Instrument	2019-0406441

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2018
Property Address	225 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number	0000481019
Map Reference	MAP 6490
Instrument Date	Nov 13, 2018
Instrument	2018-0481019
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	225 ROSEBAY DR, ENCINITAS, CA 92024-3343

Mortgage

Document Number	0000481020
Date	Nov 19, 2018
Instrument	2018-0481020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$711,138 (+2%) Land $654,249 Building $56,889
2025	$8,061.00 (+7.02%) Homeowner's exemption	$697,195 (+4.04%) Land $641,421 Building $55,774
2023	$7,532.00 (-0.45%) Homeowner's exemption	$670,124 Land $616,515 Building $53,609
2022	$7,566.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Verizon.

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