221 Rosebay Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 221 Rosebay Dr, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 827 sqft · built 1970
Lot Size	0.113 acres (4,900 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Sep 2015)
Tax Bill	$7,768 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-070-23-01`

Property Details

APN / Parcel Number

Primary APN	`257-070-23-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Lot Area	4,900 sqft (0.113 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	221 ROSEBAY DR
City	ENCINITAS
State	CA
Zip	92024-3343
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 23 1/2 INT IN WI EXCLUSIVE USE OF NLY POR OF TR 006490
Legal Subdivision	PACIFIC SERENA
Legal Tract	006490
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17606

Owner

Source: San Diego County records · APN 257-070-23-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 ROSEBAY DR, ENCINITAS, CA 92024-3343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	2015515929
Last Transfer Date	Aug 06, 2020
Transfer Doc	0000454483
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2020
Property Address	221 ROSEBAY DR, ENCINITAS, CA 92024-3343
Document Number	0000454483
Map Reference	MAP 6490
Instrument Date	Aug 06, 2020
Instrument	2020-0454483
Transaction Type	Transfer
Record Updated	Jul 01, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 ROSEBAY DR, ENCINITAS, CA 92024-3343

Mortgage

Document Number	0000454484
Date	Aug 13, 2020
Instrument	2020-0454484

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$712,401 (+2%) Land $543,359 Building $169,042
2025	$7,768.00 (+6.54%) Homeowner's exemption	$698,433 (+4.04%) Land $532,705 Building $165,728
2023	$7,291.00 (+2.01%) Homeowner's exemption	$671,314 Land $512,020 Building $159,294
2022	$7,147.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 569 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ting Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Cox Communications, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.