225 Reflections Point Trl, Fancy Gap, VA 24328 Property Records

Carroll County property record for 225 Reflections Point Trl, Fancy Gap, VA 24328

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Dec 2021)
Tax Bill	$3,208 (2026)
Deeds & Mortgages	May 2021 Line of Credit Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`143-6-55`

Property Details

APN / Parcel Number

Primary APN	`143-6-55`
Alternative APN	`31258`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	31258
Street Address	225 REFLECTIONS POINT TRL
City	FANCY GAP
State	VA
Zip	24328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF RD 614
Legal Subdivision	RANDAL C WRIGHT
Jurisdiction	CARROLL VA
Township / Civil Division	FANCY GAP
Census Block Group	3
Census Block	3033
Census Tract	80603

Owner

Source: Carroll County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	128 ASHTON CT, MOUNT AIRY, NC 27030-5702
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 21, 2021	Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Mar 18, 2021	Deed, Transfer · Stand-Alone First Mortgage FLASHOVER INVESTMENTS LLC
Aug 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	20215370
Deed Book / Page	1184 / 1
Prior Transfer Date	Aug 1, 2018
Prior Transfer Doc	01092/0945
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL VA
Property Address	225 REFLECTIONS POINT TRL, FANCY GAP, VA 24328
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001165/945
Date	May 26, 2021
Book Page	1165/945
Instrument	210002110

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL VA
Recording Date	Dec 21, 2021
Property Address	225 REFLECTIONS POINT TRL, FANCY GAP, VA 24328
Document Number	00001184/1
Book / Page	1184 / 1
Instrument Date	Dec 7, 2021
Instrument	210005370
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ASHTON CT, MOUNT AIRY, NC 27030-5702

Mortgage

Document Number	0210005371
Date	Dec 21, 2021
Instrument	210005371

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL VA
Recording Date	Mar 18, 2021
Property Address	225 REFLECTIONS POINT TRL, FANCY GAP, VA 24328
Document Number	001159/907
Book / Page	1159 / 907
Map Reference	CAB 2 SL 2164 PG1-11
Instrument Date	Mar 13, 2021
Instrument	210001013
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NEW CENTURY TITLE AND SETTLEMENT, NEW COUNTRY TTL & SETMNT AGC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1824 PRIMA VISTA DR, LAKELAND, FL 33810-2829

Mortgage

Document Number	0210001014
Date	Mar 18, 2021
Instrument	210001014

Lender

Name	FLASHOVER INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2026

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL VA
Recording Date	Aug 6, 2018
Property Address	225 REFLECTIONS POINT TRL, FANCY GAP, VA 24328
Document Number	01092/0945
Book / Page	1092 / 0945
Map Reference	CAB2 SL2126
Instrument Date	Aug 1, 2018
Instrument	1802585
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	NEW CENTURY TITLE/FL, NEW CENTURY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	24295 HIDDEN MEADOWS RD, BROOKSVILLE, FL 34601-0818

Mortgage

Document Number	0001802586
Date	Aug 6, 2018
Instrument	1802586

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,208.00	$654,800 (-) Land $82,500 Building $572,300	$654,800 (-) Land $82,500 Building $572,300
2025	$3,208.00 (+33.11%)	$654,800 (+60.25%) Land $82,500 Building $572,300	$654,800 (+60.25%) Land $82,500 Building $572,300
2023	$2,410.00	$408,600 Land $55,000 Building $353,600	$408,600 Land $55,000 Building $353,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

5G and 4G LTE (outdoors only)

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