316 Reflections Point Trl, Fancy Gap, VA 24328 Property Records

Carroll County property record for 316 Reflections Point Trl, Fancy Gap, VA 24328

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (May 2026)
Tax Bill	$2,611 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143-6-59`

Property Details

APN / Parcel Number

Primary APN	`143-6-59`
Alternative APN	`31262`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	31262
Street Address	316 REFLECTIONS POINT TRL
City	FANCY GAP
State	VA
Zip	24328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF RD 614
Legal Subdivision	REFLECTION FARMS
Jurisdiction	CARROLL VA
Township / Civil Division	FANCY GAP
Census Block Group	3
Census Block	3028
Census Tract	80603

Owner

316 Reflections Point Trl is owned by two individuals who bought it in May 2026.

Source: Carroll County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	149 HIDDEN MEADOWS DR, MOORESVILLE, NC 28117-8609
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
May 20, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on File
Deed Sale	May 20, 2026 · Amount on File
Prior Sale	Aug 20, 2012 · Amount on File
Deed Document Number	20261628
Deed Book / Page	1284 / 50
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL VA
Recording Date	May 20, 2026
Property Address	316 REFLECTIONS POINT TRL, FANCY GAP, VA 24328
Document Number	0000001628
Book / Page	1284 / 50
Instrument Date	May 11, 2026
Instrument	20261628
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	149 HIDDEN MEADOWS DR, MOORESVILLE, NC 28117-8609

Mortgage

Document Number	0000001629,
Date	May 20, 2026
Instrument	20261629

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL VA
Recording Date	May 20, 2026
Property Address	316 REFLECTIONS POINT TRL, FANCY GAP, VA 24328
Document Number	0001284/50
Book / Page	1284 / 50
Instrument Date	May 11, 2026
Instrument	20261628
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	149 HIDDEN MEADOWS DR, MOORESVILLE, NC 28117-8609

Mortgage

Document Number	0000001629,
Date	May 20, 2026
Instrument	20261629

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 316 Reflections Point Trl was $2,611.

Source: Carroll County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,611.00	$532,900 (-) Land $75,000 Building $457,900	$532,900 (-) Land $75,000 Building $457,900
2025	$2,611.00	$532,900 Land $75,000 Building $457,900	$532,900 Land $75,000 Building $457,900
2023	$2,004.00	$339,800 Land $50,000 Building $289,800	$339,800 Land $50,000 Building $289,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 316 Reflections Point Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 316 Reflections Point Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Fastlink Communications Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Reflections Point Trl

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