225 Opal Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 225 Opal Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 6,350 sqft · built 2006
Lot Size	5.88 acres (256,568 sqft)
Owner	Individual Name on File
Last Sale	$1,925,000 (Nov 2014)
Tax Bill	$35,737 (2025)
Deeds & Mortgages	Jul 2006 Mortgage Dec 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0220-01-005`

Property Details

APN / Parcel Number

Primary APN	`2097-0220-01-005`
Alternative APN	`3900028`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,350 sqft Living Area
Gross Area	7,448 sqft
1st Floor Area	2,628 sqft
2nd Floor Area	2,161 sqft
Basement Area	1,624 sqft
Finished Basement	1,561 sqft
Unfinished Basement	63 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Lot Area	256,568 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	1,035 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	225 OPAL RD
City	SILVERTHORNE
State	CO
Zip	80498-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-P
Legal Description	LOT 46 RUBY RANCH SUB # 2
Legal Subdivision	RUBY RANCH SUB
Legal Lot Number	46
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

Source: Summit County assessment roll, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 59, SILVERTHORNE, CO 80498-0059
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2006	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 12, 2018	Special Warranty Deed, Transfer
Nov 18, 2014	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Mar 16, 2006	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2014 · Amount on Record
Deed Sale	Nov 18, 2014 · Amount on Record
Prior Sale	Mar 16, 2006 · Amount on Record
Deed Document Number	20141070324
Record Updated	Sep 20, 2026

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	225 OPAL RD, SILVERTHORNE, CO 80498-9292
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000827278
Date	Jul 21, 2006
Instrument	827278

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2037

Interest

Rate Type	Fixed Rate
Rate	6.62%
Type Change Date	Aug 1, 2014
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	11.6%
Index	1-Year LIBOR
Max Rate	11.6%

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Dec 12, 2018
Property Address	225 OPAL RD, SILVERTHORNE, CO 80498-9292
Document Number	0001186807
Map Reference	DOC223718
Instrument Date	Nov 21, 2018
Instrument	1186807
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 59, SILVERTHORNE, CO 80498-0059

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Nov 18, 2014
Property Address	225 OPAL RD, SILVERTHORNE, CO 80498-9292
Document Number	0001070324
Map Reference	DOC223718
Instrument Date	Nov 13, 2014
Instrument	1070324
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 9067, BRADENTON, FL 34206-9067

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Mar 16, 2006
Property Address	225 OPAL RD, SILVERTHORNE, CO 80498-9292
Document Number	0000817443
Map Reference	DOC223718
Instrument Date	Mar 15, 2006
Instrument	817443
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18 LEONARD ST # 7-B, 7-B, NEW YORK, NY 10013-2992

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,737.00 (+17.83%)	$314,370 (+18.03%)	$4,623,100 (+16.3%) Land $1,147,300 Building $3,475,800
2024	$30,329.00 (-2.79%)	$266,345 (-)
2023	$31,201.00 (+23.59%)	$266,345 (+58.87%)	$3,975,300 (+64.8%) Land $1,030,500 Building $2,944,800
2022	$25,246.00	$167,648	$2,412,200 Land $543,900 Building $1,868,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Fixed Wireless	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Opal Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures