175 Opal Rd, Silverthorne, CO 80498 Property Records

Summit County property record for 175 Opal Rd, Silverthorne, CO 80498

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,484 sqft · built 1993
Lot Size	3.66 acres (159,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,000,000 (Jan 2022)
Tax Bill	$23,942 (2025)
Deeds & Mortgages	Jan 2022 Sale Mar 2015 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2097-0220-01-006`

Property Details

APN / Parcel Number

Primary APN	`2097-0220-01-006`
Alternative APN	`3900027`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,484 sqft Living Area
Gross Area	5,504 sqft
1st Floor Area	2,957 sqft
Basement Area	1,332 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	159,865 sqft
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	688 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	175 OPAL RD
City	SILVERTHORNE
State	CO
Zip	80498-9293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-P
Legal Description	LOT 45 RUBY RANCH SUB # 2
Legal Subdivision	RUBY RANCH SUB
Legal Lot Number	45
Jurisdiction	SUMMIT CO
Township / Civil Division	SILVERTHORNE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

Source: Summit County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2565, SILVERTHORNE, CO 80498-2565
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Mar 20, 2015	Intrafamily Transfer, Transfer
Dec 8, 2006	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA
Jul 18, 2005	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on Record
Deed Sale	Jan 27, 2022 · Amount on Record
Prior Sale	Dec 8, 2006 · Amount on Record
Deed Document Number	20221281238
Prior Transfer Date	Mar 18, 2015
Prior Transfer Doc	0001078522
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Jan 27, 2022
Property Address	175 OPAL RD, SILVERTHORNE, CO 80498-9293
Document Number	0001281238
Map Reference	DOC 223718
Instrument Date	Jan 11, 2022
Instrument	1281238
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 OPAL RD, SILVERTHORNE, CO 80498-9293

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2565, SILVERTHORNE, CO 80498-2565

March 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Mar 20, 2015
Property Address	175 OPAL RD, SILVERTHORNE, CO 80498-9293
Document Number	0001078522
Instrument Date	Mar 18, 2015
Instrument	1078522
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	165 N FRANKLIN ST, DENVER, CO 80218-4004
Investor	Possibly a Property Investor

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT CO
Recording Date	Dec 8, 2006
Property Address	175 OPAL RD, SILVERTHORNE, CO 80498-9293
Document Number	0000841174
Map Reference	DOC223718
Instrument Date	Dec 8, 2006
Instrument	841174
Transaction Type	Transfer
Record Updated	Mar 3, 2026
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29 WATERFORD LK, THE WOODLANDS, TX 77381-6617
Investor	Possibly a Property Investor

Mortgage

Document Number	0000841175
Date	Dec 8, 2006
Instrument	841175

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 12, 2012
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

July 2005: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Jul 18, 2005
Property Address	175 OPAL RD, SILVERTHORNE, CO 80498-9293
Document Number	0000794825
Instrument Date	Jul 5, 2005
Instrument	794825
Transaction Type	Transfer
Record Updated	Mar 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,942.00 (+18.68%)	$210,616 (+18.88%)	$3,097,300 (+17.14%) Land $860,400 Building $2,236,900
2024	$20,173.00 (-2.79%)	$177,161 (-)
2023	$20,753.00 (+16.8%)	$177,161 (+50.15%)	$2,644,200 (+55.75%) Land $767,100 Building $1,877,100
2022	$17,768.00	$117,990	$1,697,700 Land $409,400 Building $1,288,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Arbor Mesh Internet Fixed Wireless	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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