Pottawatomie County property record for 225 N Main St, Mcloud, OK 74851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,482 sqft · built 2008 |
| Owner | Individual Name on File |
| Last Sale | $125,500 (Oct 2016) |
| Tax Bill | $1,264 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46027 |
| Primary APN | 46027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 418 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 46027 |
|---|---|
| Street Address | 225 N MAIN ST |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCLOUD ORIG BLK 4 THE E 93' OF LOTS 2-5 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 09 |
| Legal Subdivision | MCLOUD |
| Legal Block | 4 |
| Legal Lot Number | 2-5 3 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 501005 |
Source: Pottawatomie County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 N MAIN ST, MCLOUD, OK 74851-8149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Line of Credit TINKER FCU |
| Feb 7, 2022 | Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2016 · Amount on File |
| Deed Sale | Oct 12, 2016 · Amount on File |
| Deed Document Number | 0201611733 |
| Prior Transfer Date | Jun 29, 2007 |
| Prior Transfer Doc | 200700013393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 225 N MAIN ST, MCLOUD, OK 74851-8149 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | I2025015331 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | I-2025-015331 |
| Name | TINKER FCU |
|---|---|
| Type | Credit Union |
| Address | OKLAHOMA CITY, OK 73108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Jan 28, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 225 N MAIN ST, MCLOUD, OK 74851-8149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Name | Verified Name |
|---|
| Document Number | 0000001529 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 202200001529 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
Source: Pottawatomie County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Municipality | McLoud City |
| Unified School District | McLoud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,264.00 (+2.43%) Homeowner's exemption | $14,891 (+3%) Land $971 Building $13,920 | $169,853 (-3.26%) Land $13,500 Building $156,353 |
| 2024 | $1,234.00 (+4.14%) Homeowner's exemption | $14,457 (+3%) Land $943 Building $13,514 | $175,574 (+50.11%) Land $13,500 Building $162,074 |
| 2023 | $1,185.00 Homeowner's exemption | $14,036 Land $900 Building $13,136 | $116,967 Land $7,500 Building $109,467 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 80% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLOUD serves 2,939 people · EPA ID OK2006301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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