124 N Main St, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 124 N Main St, Mcloud, OK 74851

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,000 sqft · built 1968
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$85,000 (Jan 2023)
Tax Bill$1,023 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Jan 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN30355

Property Details

APN / Parcel Number

Primary APN30355
Alternative APNs
  • 4665-00-014-025-0-000-00
  • 466501402500000000

Interior

Stories1 Story
Building Area2,000 sqft Total Area
1st Floor Area2,000 sqft

Exterior

Year BuiltBuilt 1968
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialBuilt-Up Asphalt
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Canopy120 sqft
Loading Dock160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number30355
Old Parcel Number466501402500000000
Street Address124 N MAIN ST
CityMCLOUD
StateOK
Zip74851-8169
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionMCLOUD ORIG BLK 14 LOTS 25 & 26
Legal Range02E
Legal Township11N
Legal Section09
Legal SubdivisionMCLOUD
Legal Block14
Legal Lot Number25,26 26
JurisdictionPOTTAWATOMIE OK
Township / Civil DivisionSHAWNEE
Census Block Group1
Census Block1023
Census Tract501005

Owner

Source: Pottawatomie County records · APN 30355

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address124 N MAIN ST, MCLOUD, OK 74851-8169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Line of Credit
BANCFIRST
Jan 04, 2023Warranty Deed, Transfer · Commercial Mortgage
BANCFIRST
Jun 30, 2021Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE
Jun 30, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 04, 2023 · Amount on Record
Deed SaleJan 04, 2023 · Amount on Record
Prior SaleJun 30, 2021 · Amount on Record
Deed Document Number202300000120
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOTTAWATOMIE OK
Property Address124 N MAIN ST, MCLOUD, OK 74851-8169
Transaction TypeMortgage
Record UpdatedNov 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address333805 E 1040 RD, MCLOUD, OK 74851-3070

Mortgage

Document Number0000006174
DateMay 30, 2023
Instrument202300006174
Lender
NameBANCFIRST
TypeBank
AddressMCLOUD, OK 74851
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 17, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateJan 04, 2023
Property Address124 N MAIN ST, MCLOUD, OK 74851-8169
Document Number0000000120
Instrument DateDec 22, 2022
Instrument202300000120
Transaction TypeTransfer
Record UpdatedNov 28, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$127.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address333805 E 1040 RD, MCLOUD, OK 74851-3070

Mortgage

Document Number0000000121
DateJan 04, 2023
Instrument202300000121
Lender
NameBANCFIRST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueDec 22, 2037

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOTTAWATOMIE OK
Recording DateJun 30, 2021
Property Address124 N MAIN ST, MCLOUD, OK 74851-8169
Document Number0000009039
Instrument DateJun 28, 2021
Instrument202100009039
Transaction TypeTransfer
Record UpdatedNov 28, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOTTAWATOMIE OK
Recording DateJun 30, 2021
Property Address124 N MAIN ST, MCLOUD, OK 74851-8169
Document Number0000009042
Instrument DateJun 28, 2021
Instrument202100009042
Transaction TypeTransfer
Record UpdatedNov 28, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10316 CAROLYN DR, NEWALLA, OK 74857-7605

Tax Assessment & Valuation

Source: Pottawatomie County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPottawatomie County
MunicipalityMcLoud City
Unified School DistrictMcLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,023.00 (+4.18%)$11,246 (+5%) Land $6,000 Building $5,246$103,223 (+0.12%) Land $50,001 Building $53,222
2024$982.00 (+5.93%)$10,710 (+5%) Land $5,891 Building $4,819$103,097 (+21.29%) Land $50,001 Building $53,096
2023$927.00$10,200 Land $5,857 Building $4,343$85,000 Land $48,810 Building $36,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pottawatomie County (40125C), as of June 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401255010051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimMay 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Dobson Technologies
Fiber
10,000 / 10,000
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20
AtLink Services
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 152 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OK2006301, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMCLOUD
serves 2,939 people
Water SourceGroundwater
Last State InspectionJul 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting20
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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