225 McGugan Ln, Temple, TX 76502 Property Records

Bell County property record for 225 McGugan Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,148 sqft · built 2009
Lot Size	0.278 acres (12,128 sqft)
Owner	Individual Name on Record
Last Sale	$175,700 (May 2020)
Tax Bill	$696 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0045344316`

Property Details

APN / Parcel Number

Primary APN	`0045344316`
Alternative APNs	`384318` `876319`

Interior

Stories	2 Stories
Building Area	2,148 sqft Living Area
1st Floor Area	927 sqft
2nd Floor Area	1,221 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,128 sqft (0.278 acres)
Lot Dimensions	147 ft deep x 83 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Storage Building	80 sqft

Location & Zoning

Street Address	225 MCGUGAN LN
City	TEMPLE
State	TX
Zip	76502-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VISTA ADDITION, BLOCK 008, LOT 0016
Legal Subdivision	ECHO VISTA ADDITION
Legal Block	8
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	225 MCGUGAN LN, TEMPLE, TX 76502-3541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 26, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Feb 2, 2016 · Amount on Record
Deed Document Number	202024720
Prior Transfer Date	Jun 11, 2015
Prior Transfer Doc	0000022201
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	225 MCGUGAN LN, TEMPLE, TX 76502-3541
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039327
Date	Jun 22, 2021
Instrument	2021039327

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 26, 2020
Property Address	225 MCGUGAN LN, TEMPLE, TX 76502-3541
Document Number	0000024720
Instrument Date	May 22, 2020
Instrument	24720
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 MCGUGAN LN TEMPLE TX 765023541, TEMPLE, TX 76502-3541

Mortgage

Document Number	24721
Date	May 26, 2020
Instrument	24721

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$247,415 (-16.93%)	$275,589 (-7.47%) Land $40,000 Building $235,589
2024	$696.00 (-78.71%)
2023	$3,269.00 (-14%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$297,851 Land $35,000 Building $262,851	$297,851 Land $35,000 Building $262,851
2022	$3,801.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, Verizon.

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