223 McGugan Ln, Temple, TX 76502 Property Records

Bell County property record for 223 McGugan Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,085 sqft · built 2009
Lot Size	0.321 acres (13,988 sqft)
Last Sale	$155,200 (Nov 2017)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0045344313`

Property Details

APN / Parcel Number

Primary APN	`0045344313`
Alternative APNs	`384317` `835690`

Interior

Stories	2 Stories
Building Area	2,085 sqft Living Area
1st Floor Area	876 sqft
2nd Floor Area	1,209 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,988 sqft (0.321 acres)
Lot Dimensions	135 ft deep x 104 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Storage Building	96 sqft

Location & Zoning

Street Address	223 MCGUGAN LN
City	TEMPLE
State	TX
Zip	76502-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VISTA ADDITION, BLOCK 008, LOT 0015
Legal Subdivision	ECHO VISTA ADDITION
Legal Block	8
Legal Lot Number	15
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

Source: Bell County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Mailing Address	223 MCGUGAN LN, TEMPLE, TX 76502-3541
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 8, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Apr 15, 2010 · Amount on Record
Deed Document Number	201747170
Prior Transfer Date	Nov 6, 2017
Prior Transfer Doc	0000047170
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	223 MCGUGAN LN, TEMPLE, TX 76502-3541
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 MCGUGAN LN, TEMPLE, TX 76502-3541

Mortgage

Document Number	0000033342
Date	May 25, 2022
Instrument	2022033342

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Dec 1, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 8, 2017
Property Address	223 MCGUGAN LN, TEMPLE, TX 76502-3541
Document Number	0000047170
Instrument Date	Nov 6, 2017
Instrument	47170
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	223 MCGUGAN LN TEMPLE TX 765023541, TEMPLE, TX 76502-3541

Mortgage

Document Number	47171
Date	Nov 8, 2017
Instrument	47171

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,176.00 (+18.6%)	$245,699 (-15.69%)	$269,247 (-7.61%) Land $40,000 Building $229,247
2023	$3,521.00 (-13.47%) Homeowner's exemption	$291,430 Land $35,000 Building $256,430	$291,430 Land $35,000 Building $256,430
2022	$4,069.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, Verizon.

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