225 Lynn St, Reading, MI 49274 Property Records

Hillsdale County property record for 225 Lynn St, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,004 sqft
Lot Size	0.23 acres (10,062 sqft)
Owner	Individual Name on Record
Last Sale	$38,000 (Feb 2022)
Tax Bill	$595 (2021)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-085-001-020`

Property Details

APN / Parcel Number

Primary APN	`20-085-001-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,004 sqft Living Area
Basement Area	528 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,062 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	225 LYNN ST
City	READING
State	MI
Zip	49274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 84 FT OF LOT 116 PROUTYS ADD SEC 26 T7S R4W CITY OF READING
Legal Subdivision	PROUTYS ADD
Legal Lot Number	116
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	5
Census Block	5028
Census Tract	50400

Owner

Source: Hillsdale County records, as of August 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1218 WILDWOOD RD, QUINCY, MI 49082-9587
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Oct 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	0001819911
Deed Book / Page	1819 / 911
Record Updated	Jun 7, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Feb 18, 2022
Property Address	225 LYNN ST, READING, MI 49274
Document Number	001819/911
Book / Page	1819 / 911
Map Reference	LB 58 PG 414
Instrument Date	Feb 16, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4051 W BACON RD, 4051, HILLSDALE, MI 49242-9243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WILDWOOD RD, QUINCY, MI 49082-9587

Mortgage

Document Number	0001819912
Date	Feb 18, 2022
Instrument	1819/912

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2032

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 25, 2019
Property Address	225 LYNN ST, READING, MI 49274
Document Number	01717/0795
Book / Page	1717 / 0795
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9373 HUDSON RD, 9373, OSSEO, MI 49266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6300 E MOSHERVILLE RD, JONESVILLE, MI 49250-9323

Mortgage

Document Number	0001717796
Date	Mar 25, 2019
Instrument	1717/796

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Oct 19, 2018
Property Address	225 LYNN ST, READING, MI 49274
Document Number	01705/0818
Book / Page	1705 / 0818
Instrument Date	Oct 19, 2018
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 SPRING ST, 55, HILLSDALE, MI 49242-1227

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9373 HUDSON RD, OSSEO, MI 49266

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Reading City
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$20,800	$41,525 Land $7,626 Building $33,899
2021	$595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING serves 1,078 people · EPA ID MI0005620
Water Source	Groundwater
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DMCI Broadband.

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