Hillsdale County property record for 206 Lynn St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 956 sqft |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Mar 2020) |
| Tax Bill | $1,602 (2021) |
| Deeds & Mortgages | Jun 2018 Second Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-085-001-048 |
| Primary APN | 20-085-001-048 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 956 sqft Living Area |
| Gross Area | 1,430 sqft |
| Basement Area | 740 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 9,365 sqft (0.214 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air |
|---|
| Street Address | 206 LYNN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 446 FT S OF NE COR LOT 110 TH W 132 FT TH N 66 FT TH E 132 FT TH S 66 FT TO POB ALSO COM 379.5 FT S & 132 FT W OF NE COR |
| Legal Subdivision | PROUTYS ADD |
| Legal Lot Number | 110 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 206 LYNN ST, READING, MI 49274-9117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN MICHIGAN BANK & TRUST |
| Mar 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2020 · Amount on Record |
| Deed Sale | Mar 20, 2020 · Amount on Record |
| Prior Sale | Jun 17, 2010 · Amount on Record |
| Deed Document Number | 0001755214 |
| Deed Book / Page | 1755 / 214 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 206 LYNN ST, READING, MI 49274-9117 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01693/0839 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 1693/0839 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Mar 20, 2020 |
| Property Address | 206 LYNN ST, READING, MI 49274-9117 |
| Document Number | 001755/214 |
| Book / Page | 1755 / 214 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | PUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $903.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 LYNN ST, 206, READING, MI 49274-9117 |
| Name | Verified Name |
|---|---|
| Address | 2411 E ABEAR LAKE, HILLSDALE, MI 49242 |
| Document Number | 0001755215 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 1755/215 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $52,300 | $104,218 Land $7,775 Building $96,443 | |
| 2021 | $1,602.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband, Lakeland Internet.
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