Clay County property record for 225 Lowry Cir, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 930 sqft · built 1959 |
| Lot Size | 0.283 acres (12,359 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $152,950 (Apr 2022) |
| Tax Bill | $181 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092A224A 0350000 |
| Primary APN | 092A224A 0350000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 930 sqft Finished Area |
| 1st Floor Area | 925 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 12,359 sqft |
| Street Address | 225 LOWRY CIR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-5298 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY DELL SUB LOT 10 DB 311/467 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 24 |
| Legal Subdivision | VALLEY DELL SUB |
| Legal Lot Number | 10 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| Apr 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Dec 16, 2020 | Warranty Deed, Transfer |
| Jul 27, 2017 | Warranty Deed, Transfer |
| Jun 1, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Prior Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 20221531 |
| Deed Book / Page | 311 / 467 |
| Transfer Doc | 000266/522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000528/815 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 528/815 |
| Instrument | 2020006571 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000543/677 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 543/677 |
| Instrument | 2022001532 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 20, 2022 |
| Property Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Document Number | 000311/467 |
| Book / Page | 311 / 467 |
| Map Reference | PB 2 PG 8 |
| Instrument Date | Apr 18, 2022 |
| Instrument | 2022001531 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2110 RISHER RD, CARTHAGE, MS 39051-7877 |
| Name | Verified Name |
|---|---|
| Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Document Number | 2022001532 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 2022001532 |
| Name | RENASANT BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Dec 16, 2020 |
| Property Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Document Number | 000306/621 |
| Book / Page | 306 / 621 |
| Map Reference | PL 2 PG 8 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2020006570 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2087 OBRIAN DR, WEST POINT, MS 39773-4544 |
| Name | Verified Name |
|---|---|
| Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jul 27, 2017 |
| Property Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Document Number | 000295/184 |
| Book / Page | 295 / 184 |
| Map Reference | MB 2 PG 8 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 2017003784 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1551 TOWN CREEK RD, WEST POINT, MS 39773-5734 |
| Name | Verified Name |
|---|---|
| Address | 2087 OBRIAN DR, WEST POINT, MS 39773-4544 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 1, 2017 |
| Property Address | 225 LOWRY CIR, WEST POINT, MS 39773-5298 |
| Document Number | 000294/514 |
| Book / Page | 294 / 514 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 2017003137 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10533 HIGHWAY 46, PHEBA, MS 39755-0363 |
| Name | Verified Name |
|---|---|
| Address | 1551 TOWN CREEK RD, WEST POINT, MS 39773-5734 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181.00 (+7.74%) Additional exemption filed | $4,915 (-) Land $408 Building $4,507 | $49,151 (-) Land $4,080 Building $45,071 |
| 2024 | $168.00 (-59.02%) | $4,915 (+31.14%) Land $408 Building $4,507 | $49,151 (+31.16%) Land $4,080 Building $45,071 |
| 2023 | $410.00 (+1.49%) | $3,748 Land $408 Building $3,340 | $37,475 Land $4,080 Building $33,395 |
| 2022 | $404.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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