Clay County property record for 196 Lowry Cir, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,403 sqft · built 2019 |
| Lot Size | 0.275 acres (12,016 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,100 (Apr 2019) |
| Tax Bill | $359 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Oct 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092A224A 0050000 |
| Primary APN | 092A224A 0050000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,403 sqft Finished Area |
| 1st Floor Area | 1,380 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 12,016 sqft |
| Utility Building | 200 sqft |
| Street Address | 196 LOWRY CIR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-5297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VALLEY DELL SUB LOT 17 DB 301/537 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 24 |
| Legal Subdivision | VALLEY DELL SUB |
| Legal Lot Number | 17 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 196 LOWRY CIR, WEST POINT, MS 39773-5297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2019 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Oct 19, 2017 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Apr 22, 2019 | Warranty Deed, Transfer |
| Mar 22, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on Record |
| Deed Sale | Apr 22, 2019 · Amount on Record |
| Prior Sale | Mar 22, 2019 |
| Deed Document Number | 20191453 |
| Deed Book / Page | 301 / 537 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 196 LOWRY CIR, WEST POINT, MS 39773-5297 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000513/23 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 513/23 |
| Instrument | 2019001455 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Apr 18, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 196 LOWRY CIR, WEST POINT, MS 39773-5297 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000498/431 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 498/431 |
| Instrument | 2017005763 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 15, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Apr 22, 2019 |
| Property Address | 196 LOWRY CIR, WEST POINT, MS 39773-5297 |
| Document Number | 301/537 |
| Book / Page | 301 / 537 |
| Map Reference | PL 2 PG 8 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 2019001453 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 WAVERLY RD, 29, WEST POINT, MS 39773-3976 |
| Name | Verified Name |
|---|---|
| Address | 543 GRIFFIN ST, WEST POINT, MS 39773-2809 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 22, 2019 |
| Property Address | 196 LOWRY CIR, WEST POINT, MS 39773-5297 |
| Document Number | 301/279 |
| Book / Page | 301 / 279 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2019001025 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 911, WEST POINT, MS 39773-0911 |
| Name | Verified Name |
|---|---|
| Address | 29 WAVERLY RD, WEST POINT, MS 39773-3976 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $359.00 (-55.46%) Additional exemption filed | $8,925 (-) Land $408 Building $8,517 | $89,254 (-) Land $4,080 Building $85,174 |
| 2024 | $8,925 (+20.77%) Land $408 Building $8,517 | $89,254 (+20.78%) Land $4,080 Building $85,174 | |
| 2023 | $806.00 (+1.51%) | $7,390 Land $408 Building $6,982 | $73,895 Land $4,080 Building $69,815 |
| 2022 | $794.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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